Senior Credit Risk Modelling Lead

Starling Bank; Manchester; On-site; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Private Medical Insurance with Vitalty

Life insurance 4x salary

Pension scheme (salary sacrifice)

Cycle to Work

Family-friendly policies

Generous holidays

Discounts via Perkbox

Job summary

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team in Manchester. The role focuses on developing and maintaining credit risk models and strategies used for lending decisions, with close collaboration across stakeholders.

A strong background in modelling, documentation, and regulatory awareness is required. The position offers exposure to end-to-end model development, performance monitoring, and cross-functional governance within a

Qualifications

• Experience in developing credit risk models for lending.
• Proficiency in Python/R/SQL/SAS for modelling tasks.
• Strong documentation and reporting skills.

Responsibilities

• Develop and implement credit risk models and strategies.
• Collaborate with stakeholders to meet business requirements.
• Produce detailed model documentation: methodology, assumptions, limits.
• Monitor model performance and conduct regular reviews.
• Coordinate with validation teams to address findings.

Skills

Credit risk modelling

Model development

Stakeholder communication

Model performance monitoring

Regulatory knowledge

Education

Graduate level education (numerical degree)

Tools

Python

R

SQL

SAS

Job description

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team in Manchester. The role focuses on developing and maintaining credit risk models and strategies used for lending decisions, with close collaboration across stakeholders.

A strong background in modelling, documentation, and regulatory awareness is required. The position offers exposure to end-to-end model development, performance monitoring, and cross-functional governance within a