Senior Credit Risk Modelling Lead

Starling Bank; Cardiff; On-site; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Life insurance at 4x your salary

Private Medical Insurance with Vitalty

Generous maternity/paternity policies

Perkbox membership

Cycle to Work

Salary Sacrificed Pension

Discretionary annual leave buy/sell

Job summary

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team in Cardiff. You will develop and maintain credit risk models, work with stakeholders, and document methodologies and limitations.

The role requires 3-5 years of experience in credit risk modelling, proficiency with Python/R/SQL/SAS, and a numerical degree. You will contribute to model validation processes while supporting leadership with insights.

Qualifications

• Developing and implementing credit risk models and strategies.
• Working closely with stakeholders to ensure model developments meet business requirements.
• Producing detailed model documentation, including methodology, assumptions, and limitations.
• Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
• Collaborating with model validation teams to address findings and ensure models are robust.
• Presenting model developments to Senior leadership and stakeholders.

Responsibilities

• Develop and implement credit risk models and strategies for Starling's lending portfolios.
• Collaborate with stakeholders to ensure models meet business needs and regulatory standards.
• Document model methodologies, assumptions, and limitations comprehensively.
• Monitor performance and conduct reviews to maintain accuracy and stability.
• Coordinate with validation teams to address findings and ensure model robustness.

Skills

Analytical thinking

Communication

Teamwork

Problem solving

Organisational skills

Education

Graduate level education preferable in numerical degree

Tools

Python

R

SQL

SAS

Spreadsheets

Job description

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team in Cardiff. You will develop and maintain credit risk models, work with stakeholders, and document methodologies and limitations.

The role requires 3-5 years of experience in credit risk modelling, proficiency with Python/R/SQL/SAS, and a numerical degree. You will contribute to model validation processes while supporting leadership with insights.