Director - Credit Risk Modelling & Strategy

Neobankbeat; Manchester; On-site; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Life insurance at 4x your salary

Private Medical Insurance with Vitalty

Enhanced pension scheme

Cycle to Work

Salary Sacrificed Gym partnerships

Waitrose discounts

Job summary

Starling Bank is seeking a Head of Credit Risk Modelling and Strategy in Manchester to lead the development and governance of credit risk decisioning models and associated strategies. You will influence senior stakeholders, ensure compliance with PRA/FCA standards, and drive risk-informed decisioning across retail and SME lending products.

The role requires extensive industry experience, leadership capability and a track record of delivering robust credit risk solutions in a fast-moving,

Qualifications

• 10+ years of experience in Credit Risk within a Banking environment.
• Experience in credit risk modelling and decisioning strategies.
• Strong understanding of retail and SME lending products.
• Experience with a range of lending products (mortgages, unsecured retail lending, SME lending).
• Proven ability to influence, negotiate and manage relationships with stakeholders.

Responsibilities

• Lead the development, monitoring and maintenance of credit risk decisioning models and acquisition scorecards.
• Develop and monitor automated decisioning strategies for lending products.
• Define standards for credit risk model development in line with the Model Risk Framework and ensure deployment.
• Ensure models comply with UK regulatory standards (PRA/FCA).
• Collaborate with first line and other stakeholders to support business objectives and present outputs to committees.
• Lead and develop a high-performing team of risk modellers and support professional development.

Skills

Credit risk modelling

Model risk governance

Stakeholder management

Leadership

Regulatory awareness

Tools

Python

R

SAS

Job description

Starling Bank is seeking a Head of Credit Risk Modelling and Strategy in Manchester to lead the development and governance of credit risk decisioning models and associated strategies. You will influence senior stakeholders, ensure compliance with PRA/FCA standards, and drive risk-informed decisioning across retail and SME lending products.

The role requires extensive industry experience, leadership capability and a track record of delivering robust credit risk solutions in a fast-moving,