Senior Credit Risk Modeller & Decisioning Specialist

Starling Bank; Greater London; On-site; GBP 70,000 - 100,000; Full time

Benefits offered by this job

25 days holiday

Birthday leave

Buy/sell extra days

Volunteer time 16 hours

Salary sacrifice pension

Life insurance

Private medical insurance

Perkbox membership

Cycle to Work

Gym partnerships

Job summary

Starling Bank in the UK is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team. You will lead the development and refinement of credit risk models used to assess new lending applications and monitor performance with a focus on robustness and regulatory compliance.

You will collaborate with stakeholders across the business, document methodologies and assumptions, and present findings to senior leadership.

Qualifications

• 3–5 years’ experience in developing credit risk models.
• Graduate level education preferred in a numerical field.
• Knowledge of unsecured lending products and risk guidelines.
• Ability to present methodologies clearly to diverse audiences.

Responsibilities

• Developing and implementing credit risk models and strategies.
• Working closely with stakeholders to ensure model developments meet business requirements.
• Producing detailed model documentation, including methodology, assumptions, and limitations.
• Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
• Collaborating with model validation teams to address findings and ensure models are robust.
• Presenting model developments to Senior leadership, and representing the Credit Risk Modelling team with internal and external stakeholders.

Skills

Analytical thinking

Strong communication

Teamwork

Problem solving

Education

Graduate level education preferable (numerical degree)

Tools

Python

R

SQL

SAS

Job description

Starling Bank in the UK is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team. You will lead the development and refinement of credit risk models used to assess new lending applications and monitor performance with a focus on robustness and regulatory compliance.

You will collaborate with stakeholders across the business, document methodologies and assumptions, and present findings to senior leadership.