Senior Credit Risk Modelling Lead

Starling; Greater London; On-site; GBP 70,000 - 100,000; Full time

Benefits offered by this job

25 days holiday

Birthday day off

Volunteer time

Pension scheme

Life insurance

Private medical insurance

Wellness discounts

Perkbox membership

Cycle to Work

Job summary

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team in London. You will develop and implement credit risk models and strategies for lending applications, and present findings to Senior leadership.

You will work with stakeholders to ensure models meet business needs, document methodologies, monitor performance, and collaborate with validation teams for robustness and regulatory compliance.

Qualifications

• Minimum 3–5 years’ experience in developing credit risk models.
• Proficient in Python/R/SQL/SAS and spreadsheets.
• Graduate level education preferable, ideally in a numerical degree.
• Good understanding of unsecured lending products (retail & SME).
• Knowledge of regulatory and risk management guidelines related to credit risk.
• Able to articulate methodologies and findings clearly for stakeholders.
• Organised, flexible and adaptable with strong attention to detail.
• Excellent communication and teamwork abilities.

Responsibilities

• Developing and implementing credit risk models and strategies.
• Working with stakeholders to ensure model developments meet business requirements.
• Producing detailed model documentation (methodology, assumptions, limitations).
• Monitoring model performance and conducting regular reviews for accuracy and stability.
• Collaborating with model validation teams to address findings and ensure robustness.
• Presenting model developments to Senior leadership and internal/external stakeholders.

Skills

Credit risk modelling

Data analysis

Communication

Problem solving

Teamwork

Education

Numerical degree

Tools

Python

R

SQL

SAS

Spreadsheets

Job description

Starling Bank is seeking a Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team in London. You will develop and implement credit risk models and strategies for lending applications, and present findings to Senior leadership.

You will work with stakeholders to ensure models meet business needs, document methodologies, monitor performance, and collaborate with validation teams for robustness and regulatory compliance.