Senior Credit Risk Modelling Specialist

Neobankbeat; Cardiff; On-site; GBP 70,000 - 90,000; Full time

Benefits offered by this job

25 days holiday (plus public holiday)

Birthday leave

Enhanced pension scheme

Life insurance 4x salary

Private Medical Insurance

Perkbox membership

Cycle to Work

Salary Sacrifice Gym memberships

Job summary

Starling Bank, based in Cardiff, is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team. You will develop and implement credit risk models and strategies, monitor performance, and present findings to senior leadership.

The role requires 3-5 years of experience, proficiency in Python/R/SQL/SAS, and an understanding of unsecured lending, retail and SME markets. Collaboration with validation teams and stakeholders is essential.

Qualifications

• 3-5 years of experience in developing credit risk models.
• Proficient in Python/R/SQL/SAS and spreadsheets.
• Graduate level education preferable, ideally in a numerical degree.
• Good understanding of unsecured lending products, retail and SME.
• Knowledge of regulatory and risk management guidelines relating to credit risk.
• Ability to articulate model development methodologies and findings clearly.
• Organised, flexible and adaptable with good problem-solving and attention to detail.
• Excellent communication and teamwork abilities.

Responsibilities

• Develop and implement credit risk models and strategies.
• Work with stakeholders to ensure model developments meet business requirements.
• Produce detailed model documentation including methodology and limitations.
• Monitor model performance and conduct regular reviews for accuracy and stability.
• Collaborate with model validation teams to address findings and ensure robustness.
• Present model developments to Senior leadership and internal/external stakeholders.

Skills

Python

R

SQL

SAS

Education

Numerical degree

Tools

Spreadsheets

Job description

Starling Bank, based in Cardiff, is seeking a Senior Credit Decision Modelling Analyst to join the 2nd line Credit Risk team. You will develop and implement credit risk models and strategies, monitor performance, and present findings to senior leadership.

The role requires 3-5 years of experience, proficiency in Python/R/SQL/SAS, and an understanding of unsecured lending, retail and SME markets. Collaboration with validation teams and stakeholders is essential.