Senior Credit Risk Analytics Lead – Portfolio Insights

Hsbc Global Services Limited; Ledston; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Private healthcare for UK-based staff

Enhanced maternity and adoption pay

Contributory pension scheme withгенer

Job summary

HSBC Global Services Limited is seeking an experienced Lead Credit Risk Analyst to join the Wealth and Personal Banking Risk UK team. The role centers on shaping data-driven analytics that strengthen credit decisions and portfolio outcomes across RBWM, with offshore collaboration and a focus on delivering high-quality MI and insights.

You will partner with stakeholders to drive analytics projects, manage timelines, and implement solutions that support profitability while minimising risk.

Qualifications

• Proven experience managing analytics projects within a team, delivering to agreed timelines and budgets.
• Deep knowledge of RBWM product suites especially credit products and how they behave across the lifecycle from acquisition to collections or attrition.
• Apply comprehensive expertise in statistical models and data-driven business rules for credit portfolios including performance indicators and key drivers.
• Build effective analytic solutions to credit and business problems using credit assessment and credit management methodologies.
• Partner effectively with business and IT teams to develop and deliver strategic change programmes.
• Use advanced analytics techniques within strong analytic and data environments and translate findings into clear business language and financial impacts.
• Apply strong SAS and Python capability including complex macros, data extraction queries, structured analysis datasets and statistical tests with business-friendly reporting.
• Present complex statistical concepts to varied audiences with clarity and influence across different geographical sites.

Responsibilities

• Shape and deliver a portfolio of analytics projects, delegating effectively across analysts and offshore teams to meet timelines and quality expectations.
• Influence project planning with stakeholders and sponsors, maintaining regular updates and clear alignment on outcomes.
• Prioritise planned work and manage ad-hoc requests through structured re-planning and expectation setting.
• Ensure the integrity and accuracy of all outputs with clear governance and accountability for delivered results.
• Develop, implement and maintain data-driven solutions that support profit and growth targets while reducing risk, bad debt and fraud losses.
• Oversee credit risk management information (MI) and provide accurate, insightful commentary on customer and portfolio behaviour.
• Specify, test and complete post-implementation reviews to confirm solutions are implemented accurately and benefits are evidenced.
• Build strong working relationships across teams and where required interact with regulators and external suppliers.

Skills

Project management

Stakeholder management

Statistical modeling

Advanced analytics

Communicating insights

Tools

SAS

Python

Job description

HSBC Global Services Limited is seeking an experienced Lead Credit Risk Analyst to join the Wealth and Personal Banking Risk UK team. The role centers on shaping data-driven analytics that strengthen credit decisions and portfolio outcomes across RBWM, with offshore collaboration and a focus on delivering high-quality MI and insights.

You will partner with stakeholders to drive analytics projects, manage timelines, and implement solutions that support profitability while minimising risk.