Senior Credit Risk Analyst: Portfolio Forecasting & Strategy

Together; Cheadle; On-site; GBP 60,000 - 80,000; Full time

Benefits offered by this job

Annual leave 26 days

Birthday day off

Private medical insurance

Pension matched

Life assurance

Travel season ticket loans

Gym access

Employee discounts

Job summary

Together in the United Kingdom is seeking a Senior Credit Risk Analyst to support first line credit risk management and develop product standards. You will analyse portfolio risks and forecasting, escalating material risks to committees as needed while collaborating with risk teams and stakeholders across the organisation.

The role requires a numerical degree, strong SQL and Excel skills, and proven experience in credit risk analytics.

Qualifications

• Numerical degree and strong analytical capability with attention to detail.
• Experience in a credit risk environment and data analysis using quantitative tools.
• Solid grounding in data analysis and strong SQL and Excel skills.

Responsibilities

• Oversee first line credit risk management activities.
• Analyse portfolio credit risks and provide updates to risk committees.
• Identify trends from regular risk reporting and coordinate actions with the first line team.
• Support second line oversight committees and routine governance meetings.
• Develop and monitor credit risk strategies, lending policies and arrears management.
• Contribute to affordability, valuation, and credit strategy development.
• Maintain governance records and build stakeholder networks for risk insights.

Skills

Credit risk

SQL

Excel

Data analysis

Analytical skills

Attention to detail

Education

Numerical degree

Job description

Together in the United Kingdom is seeking a Senior Credit Risk Analyst to support first line credit risk management and develop product standards. You will analyse portfolio risks and forecasting, escalating material risks to committees as needed while collaborating with risk teams and stakeholders across the organisation.

The role requires a numerical degree, strong SQL and Excel skills, and proven experience in credit risk analytics.