Senior Credit Risk Analyst

JR United Kingdom; Luton; On-site; GBP 60,000 - 70,000; Full time

Job summary

A leading challenger bank in the UK is seeking a Senior Credit Risk Portfolio Analyst to leverage 4+ years of consumer lending experience. This role focuses on developing models and strategies to enhance lending performance, collaborating with stakeholders to report insights for better decision-making. The successful candidate will enjoy a competitive salary and benefits, including discretionary bonuses and private medical insurance.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience developing scorecards or implementing them into lending strategy.
• Wider credit risk knowledge and portfolio analysis experience.

Responsibilities

• Develop models to track business performance.
• Use predictive models to drive insight for customer acquisitions.
• Report on performance to senior stakeholders.

Skills

Consumer lending experience

Scorecards development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

Client:

Location:

luton, bedfordshire, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

4

Posted:

04.06.2025

Expiry Date:

19.07.2025

Job Description:

SENIOR CREDIT RISK PORTFOLIO ANALYST

LONDON

THE COMPANY

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link