Senior Credit Risk Analyst

StoneX Group Inc.; London; Hybrid; GBP 60,000 - 90,000; Full time

Job summary

A leading finance firm is seeking a professional for a role in financial statement analysis and credit risk management in London. Candidates should have a Bachelor’s degree, expertise in SQL and financial analysis, alongside fluency in Portuguese and English. This challenging role offers the opportunity to engage in sophisticated credit evaluations and risk mitigation strategies within a hybrid working environment.

Qualifications

• Minimum 5+ years of credit & financial statement analysis.
• Fluency in Portuguese and English languages required.
• Strong proficiency in SQL, Python, or R preferred.

Responsibilities

• Assess credit risk and financial strength of counterparties.
• Negotiate exchange of Corporate Guarantees and Letters of Credit.
• Develop predictive financial models using statistical methodologies.

Skills

Analytical Skills

Problem Solving

Communication Skills

Organizational Skills

Education

Bachelor’s Degree in Accounting, Finance, Mathematics or General Business

Tools

SQL

Python

R

S&P

DNBi

Sarasa

Job description

Overview

Connecting clients to markets – and talent to opportunity.

With 4,500+ employees and over 300,000 commercial, institutional, payments, and retail clients, we operate from more than 70 offices spread across six continents. As a Fortune 100, Nasdaq-listed provider, we connect clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.

Whether you want to forge a career connecting our retail clients to potential trading opportunities, or ingrain yourself in the world of institutional investing, StoneX Group is made up of four business segments that offer endless potential for progression and growth.

Business Segment Overview:

Corporate: Engage in a deep variety of business-critical activities that keep our company running efficiently. From strategic marketing and financial management to human resources and operational oversight, you’ll have the opportunity to optimize processes and implement game-changing policies.

Position Purpose:

Responsible for financial statement analysis, credit scoring, limit setting, market research, and securities management. Facilitate in project work for limits setting & visibility as well as integrating various data sets for more dynamic reporting. The position will collaborate with internal and external teams to ensure limits are approved and monitored to meet business objectives.

Responsibilities

Primary duties will include:

• Assess the credit risk and financial strength of new and existing counterparties while continually monitoring appropriate industry sector and country developments
• Negotiate/administer the exchange of Corporate Guarantees, Netting Agreements, and Letters of Credit to mitigate counterparty risk
• Monitor/manage counterparty credit exposure to ensure compliance within limits
• Remain knowledgeable on current industry, regulatory, governing body, and INCO Termsd procedures for financial and physical transactions

• Apply statistical segmentation techniques to classify credit risks and opportunities
• Sophisticated qualitative & quantitative analysis of credit policies to ensure goals are attained
• Develop predictive financial and analytical models using appropriate statistical methodologies, including trend and regression analysis in the banking sector
• Extract, process, and transform data from multiple disparate sources including third party credit bureaus and alternative credit data into standardized reporting

• This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other items and projects that management deems necessary

Qualifications

To land this role you will need:

• Bachelor’s degree in Accounting, Finance, Mathematics or General Business preferred
• Minimum 5+ years of credit & financial statement analysis, preferably within the trading & capital markets or within a financial institution
• Basic proficiency of SQL, Python, R or other software package preferred
• Strong organizational, analytical, and problem-solving skills
• Excellent written and verbal communication and presentation skills
• Experience with S&P, DNBi, and Sarasa 3rd party software tools and techniques
• Deep knowledge of futures/options/physical commodities/investment banking in South America and EMEA markets

• Must be fluent in both Portuguese and English languages

Working environment: Hybrid