Senior Credit Risk Analyst (12 months FTC)

Close Brothers Group; London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

Close Brothers Group is seeking a Senior Credit Risk Analyst for a 12-month FTC in London. This role involves designing and implementing business strategies, analyzing credit acquisition strategies, and developing policy rules while collaborating within a diverse team. Strong analytical and communication skills are essential, alongside proficiency in data analytical tools. The position supports a hybrid working model, providing flexibility in balancing work and personal life.

Qualifications

• Experience in designing and implementing credit strategies and policies.
• Strong knowledge of credit bureau data and systems.
• Proven experience in Credit Risk within a financial services context.

Responsibilities

• Analyze Credit acquisition strategies and provide insights to improve decisioning.
• Build and test new credit risk strategies within decisioning systems.
• Support development of BAU strategy and testing governance procedures.

Skills

Analytical mindset

Strong written and verbal communication

Team support and coaching

Education

Experience in Credit Risk role

Tools

SAS

SQL

Alteryx

Business Objects

Job description

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Senior Credit Risk Analyst (12 months FTC), London

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Client:

Close Brothers Group

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

a809090d381c

Job Views:

5

Posted:

02.06.2025

Expiry Date:

17.07.2025

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Job Description:

OVERALL SUMMARY

At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.

Join the Close Brothers Risk Team where you will be responsible for building, testing, implementing, and maintaining new business strategies within Close Brothers credit decisioning systems. Working as part of the Risk team our ideal team member will have previous experience in designing and implementing Credit acquisition strategy including the setting of credit and affordability strategies, policies, bureau data and credit systems with excellent coding skills, with experience using tools such as SAS, SQL, Alteryx, Business Objects or other similar data analytical tools.

RESPONSIBILITIES

• Undertake analysis of Credit acquisition strategy (including affordability) to provide insight and recommendations to Credit management to improve and optimise Credit decisioning strategy
• Build and test of new credit risk strategies, policy rules, scorecards & cut-offs, and orchestration within the various Close Brothers Powercurve credit decisioning systems
• Support Credit Risk and Affordability projects with analysis and helping develop requirements.
• Scope and specify detailed requirements for changes requested to credit and orchestration strategies
• Execute credit testing requirements and provide support & investigation for defect resolution, liaising with IT, Change and testing teams
• Support the development of on-going BAU strategy development change control and testing governance procedures

WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:

• Experience of designing and implementing Credit acquisition strategy including the setting of credit and affordability strategies, policies, bureau data and credit systems
• Strong knowledge of credit bureau data, systems, and related processes
• Strong analytical mindset to be able to understand and investigate complex issues in a methodical manner
• Advanced Excel and PowerPoint skills
• Strong written and verbal communication skills with the ability to interact and communicate complex information to senior management and non-credit colleagues
• Ability to work independently as well as part of a team, with the ability to support, coach and encourage other team members
• Proven experience in a Credit Risk role within a Financial Services environment

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:

• Knowledge of and hands on experience of using Experian’s Powercurve / SDS systems
• Knowledge of FCA regulations
• Expertise of Credit Risk Decision Systems including management of change control and governance processes
• Understanding and / or experience of credit scorecards in a retail or commercial environment
• Experience of consumer and commercial underwriting, credit bureau data and reports, business accounts etc.
• Strong understanding of credit risk across the lifecycle

We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at or request a call back.

ABOUT US

At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.

Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.