Senior Credit Risk Analyst

JR United Kingdom; Hemel Hempstead; On-site; GBP 55,000 - 70,000; Full time

Job summary

A growing challenger bank in the UK seeks a Senior Credit Risk Portfolio Analyst to take their career to the next level. The person will develop and implement lending strategies, track performance, and collaborate with senior stakeholders. This role requires significant experience in consumer lending and modeling expertise.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience in developing scorecards or implementing into lending strategy is essential.
• Wider credit risk knowledge.

Responsibilities

• Developing models to track business performance.
• Using predictive models for lending strategy.
• Working closely with senior stakeholders on performance reporting.

Skills

Consumer lending knowledge

Portfolio analysis

Predictive modeling

SAS

Python

Job description

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Client:

Location:

hemel hempstead, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

4

Posted:

04.06.2025

Expiry Date:

19.07.2025

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Job Description:

SENIOR CREDIT RISK PORTFOLIO ANALYST

LONDON

THE COMPANY

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link