Senior Credit Risk Analyst

JR United Kingdom; Oxford; On-site; GBP 60,000 - 70,000; Full time

Job summary

A growing challenger bank in the UK seeks a Senior Credit Risk Portfolio Analyst with over 4 years of experience in consumer lending. This role includes developing models and strategies to enhance customer acquisitions and analyzing portfolio performance. Competitive salary, discretionary bonuses, and comprehensive benefits are offered.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience with scorecards and lending strategies.
• Wider credit risk and portfolio analysis experience.

Responsibilities

• Develop models for business performance and lending strategies.
• Analyze portfolio trends and performance reporting.
• Collaborate with stakeholders on insights and strategies.

Skills

Consumer lending knowledge

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

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Client:

Location:

oxford district, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

4

Posted:

04.06.2025

Expiry Date:

19.07.2025

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Job Description:

SENIOR CREDIT RISK PORTFOLIO ANALYST

LONDON

THE COMPANY

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link