Senior Credit Risk Analyst

Harnham; London; Hybrid; GBP 59,000 - 70,000; Full time

Job summary

A dynamic Challenger Bank in London is seeking a Senior Credit Risk Analyst to join their innovative team. This pivotal role involves developing their provisioning framework and leading assessments of expected credit losses, all within a hybrid working environment. Candidates should have strong expertise in SAS or SQL/Python and possess substantial experience in Credit Risk Analytics.

Benefits

Competitive salary

Hybrid working (2-3 days in office)

Qualifications

• 3+ years of experience in Credit Risk Analytics.
• Experience with IFRS9 impairment or provisioning required.

Responsibilities

• Develop and enhance the existing provisioning policy/framework.
• Lead the assessment of the Bank’s expected credit losses.

Skills

Proficiency in SAS

SQL

Python

Job description

22 hours ago Be among the first 25 applicants

This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from Harnham

Building Credit Risk, Fraud, and Pricing Analytics teams across Lending and Insurance | The Talent Driving The Data and AI Revolution

SENIOR CREDIT RISK ANALYST

LONDON, HYBRID WORKING (2-3 DAYS PER WEEK IN OFFICE)

In this role, you’ll be working in a small, dynamic team and focusing on developing the company’s provisioning framework. You’ll also be involved in some wider stress testing and climate risk projects, enabling you to provide your insight and expertise across a wide range of areas.

THE COMPANY

This Challenger Bank provides specialist consumer finance solutions to a large number of customers across the UK. You’ll be joining an organisation that has its employees at the forefront of business decisions and takes pride in the culture and collaborative atmosphere.

THE ROLE

• Develop and enhance the existing provisioning policy/framework to understand the effectiveness of the bank’s IFRS9 approach
• Lead the assessment of the Bank’s expected credit losses by incorporating a range of external factors and data, providing actionable insights and enhancements
• Support colleagues on wider stress testing and climate risk projects/ad-hoc activity.

YOUR SKILLS AND EXPERIENCE

• Proficiency in SAS is ideal – would look at SQL or Python
• IFRS9 impairment or provisioning experience is required
• 3+ years of experience in Credit Risk Analytics

THE BENEFITS

• Competitive salary up to £70,000
• Hybrid working (2-3 days a week inthe office)

HOW TO APPLY

Please register your interest via the apply link on this page, or send your CV directly to [e-mail]

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst

• Industries

  Banking

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