Senior Credit Analyst - Real-Time Risk & Data Insights (Hybrid)

UNAVAILABLE; Hemel Hempstead; Hybrid; GBP 55,000 - 75,000; Full time

Benefits offered by this job

25 days annual leave

Private medical insurance

Pension scheme

Employee assistance program

Birthday time off

Volunteering leave

Discounts with BHN bYond card

Job summary

Blackhawk Network is seeking a Sr Credit Operations Analyst to monitor real-time customer sales activity and credit exposure. You will manage velocity limits within the RMS, collaborate with Credit Management, Accounts Receivable and Sales, and perform in-depth credit analysis using financial data and third-party reports.

You will design dashboards to provide visibility into key credit indicators and communicate recommendations clearly across teams. Background check required.

Qualifications

• BA in finance, accounting, or related field.
• Ability to work under pressure and with multiple teams in a high-visibility environment.
• Experience with compiling and analyzing large data sets across multiple sources under pressure; general understanding of databases.
• Proficient in Excel and dashboards; understanding of databases.
• Experience with financial statements and financial ratio analysis.
• Experience in accounts receivable, credit, accounting, financial analysis, and third-party credit data providers.

Responsibilities

• Monitor daily and intra-day sales volumes across customers, identifying unusual trends or activity that may indicate fraud or risk.
• Support velocity limit management for customers within the RMS, responding to threshold alerts promptly.
• Coordinate with Credit Management, Accounts Receivable, and Sales to update alert and block rules.
• Maintain regular communication with Sales regarding partner activity, credit standing, and risks.
• Collaborate with Accounts Receivable to identify and follow up on outstanding amounts.
• Ensure velocity limits are established for new customers in RMS prior to activation; flag gaps.
• Assist with audits of customer contracts for financial security language and compliance with terms.
• Design and maintain reports and dashboards to track credit performance indicators.
• Perform analysis of customer financial statements for credit recommendations.
• Interpret trade data from reports (D&B, CRM, Experian) to inform credit decisions.
• Communicate credit decisions with Credit Management and Sales.

Skills

Excel

Dashboards

Financial statements

Financial ratio analysis

Accounts receivable

Credit analysis

Data analysis

Time management

Education

BA in finance or accounting

Tools

Risk Management System

D&B

Experian

CRM

Job description

Blackhawk Network is seeking a Sr Credit Operations Analyst to monitor real-time customer sales activity and credit exposure. You will manage velocity limits within the RMS, collaborate with Credit Management, Accounts Receivable and Sales, and perform in-depth credit analysis using financial data and third-party reports.

You will design dashboards to provide visibility into key credit indicators and communicate recommendations clearly across teams. Background check required.