Senior Commercial Underwriter

Pear Tree Recruitment; West Midlands; Hybrid; GBP 55,000 - 60,000; Full time

Benefits offered by this job

Bonus

Car allowance

Excellent benefits package

Job summary

Pear Tree Recruitment is assisting an award-winning insurer to recruit a Commercial Underwriter for Midlands-based agency partnerships. The role involves building long-lasting relationships, underwriting complex commercial cases, and offering technical autonomy.

It is field-based with regular travel across West Midlands, Warwickshire, Staffordshire, and Oxfordshire; up to 2 days per week homeworking. A full driving licence is required.

Qualifications

• At least 5 years of complex and technical underwriting experience in commercial insurance.
• Willingness to travel across the Midlands; full driving licence required.

Responsibilities

• Provide underwriting guidance and decision making across a broad portfolio of commercial risks.
• Underwrite across commercial combined, motor trade, property, casualty, and farming insurance with premiums from £35,000-£100,000.
• Review complex risks, negotiate terms within delegated authority, and support large account reviews.
• Advise agencies to strengthen underwriting capability and improve customer outcomes.

Skills

Underwriting

Relationship management

Agency partnerships

Negotiation

Job description

• £55,000-60,000 p/a depending on experience plus up to 17.5% bonus and car/car allowance
• 35 hours per week, Monday to Friday
• West Midlands, Warwickshire, Staffordshire, and Oxfordshire

Our client, an award-winning insurer, is looking for a Commercial Underwriter to build long-lasting relationships with their agency partners across the Midlands and support them in the underwriting of complex commercial cases – a role that requires technical expertise but offers real autonomy.

With this role being field based, you will be travelling regularly to agencies across West Midlands, Warwickshire, Staffordshire, and Oxfordshire, with up to 2 days per week homeworking.A full current driving license is therefore required.

• In return, you will receive a competitive salary, bonus, car/car allowance, and an excellent benefits package.

As the wider commercial underwriting team continues to evolve, the role also offers exposure to wider underwriting activity and future opportunities.

Daily duties and responsibilities to include;

• Supporting agency partners by providing expert underwriting insight, guidance, and decision making across a broad portfolio of commercial insurance risks
• Underwriting across commercial combined, motor trade, property and casualty, and farming and agricultural insurance risks with premiums from £35,000-£100,000
• Reviewing and evaluating complex commercial risks, negotiating policy terms within delegated authority limit, and supporting large account reviews
• Acting as a trusted adviser, helping agency partners to strengthen their underwriting capability, improve technical knowledge, and support strong customer outcomes

Due to the nature of this role, at least 5 years’ experience of complex and technical underwriting experience across various commercial insurance risks is required.You should be confident in developing and strengthening relationships with existing business partners and be comfortable with the travel required.