Development Underwriter

Lawes Consulting Group; West Midlands; On-site; GBP 50,000 - 80,000; Full time

Job summary

Undisclosed Insurer is seeking an experienced Field-Based Commercial Underwriter to support their Midlands agency network. The role offers autonomy across a broad commercial portfolio including property and casualty risks with premiums from £35k to over £100k.

The ideal candidate will build deep relationships with partners, assess and negotiate complex risks, and contribute to underwriting profitability through portfolio analysis and technical guidance.

Qualifications

• Experience handling complex, higher-value commercial risks including premiums up to £100k.
• Strong knowledge of underwriting principles across a broad range of products.
• Ability to influence agents and brokers with expert guidance.
• Experience reviewing portfolio performance and identifying trends.

Responsibilities

• Build long-term relationships with Midlands partners as underwriting expert.
• Review and decide on complex commercial risks, negotiating policy terms.
• Support partners to improve underwriting knowledge and standards.
• Lead large account reviews and analyze portfolio performance.

Skills

Complex high-value commercial risks

Underwriting principles across product

Influencing agents/brokers

Portfolio performance analysis

Job description

A highly regarded insurer is seeking an experienced Field-Based Commercial Underwriter to support their established agency network across the Midlands. Focused entirely on existing business, this is a technically demanding role offering genuine autonomy across a broad commercial portfolio – including property and casualty risks with premiums from £35k to over £100k.

Responsibilities

• Build deep, long-term working relationships with partners across your Midlands patch, acting as the primary point of underwriting expertise and support.
• Review, evaluate, and make decisions on complex commercial risks, negotiating policy terms across property and casualty lines.
• Support partners in strengthening their underwriting knowledge and capability, contributing to improved technical standards and consistent customer outcomes.
• Lead and contribute to large account reviews, analyse portfolio performance, identify trends, and support continuous improvement across the book.

Qualifications

• Proven track record handling complex, higher-value commercial risks including premiums up to £100k, ideally within property and casualty lines.
• Strong understanding of commercial insurance underwriting principles across a broad range of products and risk types.
• Comfortable working closely with agents and brokers, influencing decisions, providing expert guidance and building trusted professional relationships.
• Confidence in reviewing portfolio performance data, identifying trends and recommending improvements to support underwriting profitability.

Required Skills

• Proven track record handling complex, higher-value commercial risks including premiums up to £100k, ideally within property and casualty lines.
• Strong understanding of commercial insurance underwriting principles across a broad range of products and risk types.
• Comfortable working closely with agents and brokers, influencing decisions, providing expert guidance and building trusted professional relationships.
• Confidence in reviewing portfolio performance data, identifying trends and recommending improvements to support underwriting profitability.