Risk Apprentice - London

Lloyds Banking Group; City of Westminster; Hybrid; GBP 21,000 - 27,000; Full time

Benefits offered by this job

Generous pension contribution

Annual performance-related bonus

Share schemes including free shares

Flexible working options

22 days' holiday

Wellbeing initiatives

Job summary

Lloyds Banking Group is seeking a Risk Apprentice in London to learn how to spot problems, navigate regulatory requirements, and protect customers and the bank. This two-year program blends classroom learning with hands-on risk management experience across fraud prevention and compliance.

You'll rotate on projects to build evidence-based reports and communicate risk clearly to decision-makers, while you develop transferable finance-sector skills and a funded Level 3 apprenticeship.

Qualifications

• Understanding legal and regulatory frameworks.
• Presenting complex information clearly.
• Reporting and analysing risk situations.
• Building evidence-based reports for leaders to act on.

Responsibilities

• Helping colleagues apply legal and regulatory frameworks.
• Spotting and reducing potential risks before they grow.
• Writing clear reports that help decision-makers take action.
• Communicating risks in ways that everyone can understand.

Skills

Analytical thinking

Communication skills

Regulatory awareness

Reporting

Education

GCSEs including Maths and English

Job description

At Lloyds Banking Group, protecting our 28 million customers isn't just important. It's essential. From everyday payments to big business deals, people count on us to keep their money and data safe. That's where you come in. As a Risk Apprentice, you'll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain's biggest digital bank. Two years. Real risks. Real impact This two-year apprenticeship combines classroom learning with hands‑on experience. You'll rotate through projects that show you just how wide‑ranging risk management can be - from fraud prevention to regulatory compliance. You'll cover topics like:

• Understanding legal and regulatory frameworks (yes, the rules of the game)
• Presenting complex information clearly (because jargon doesn't help anyone)
• Reporting and analysing risk situations
• How to build evidence-based reports leaders can act on

And you won't just learn theory. You'll apply it in real life, every day The work you could be doing

• Helping colleagues apply legal and regulatory frameworks
• Spotting and reducing potential risks before they grow
• Writing clear reports that help decision-makers take action
• Communicating risks in ways that everyone can understand

Your skills toolkit You'll master:

• Risk and compliance basics (the "must-haves" in financial services.)
• Analytical thinking and evidence-based reporting
• Communication skills that make complex stuff simple
• How to keep customers, colleagues and the business safe

Support in your corner We'll back you all the way with:

• Blended learning: real projects + tutor‑led study
• Time dedicated to your development
• A mentor, a manager and a buddy who'll share their experience
• A network of colleagues who've got your back (and your career)

Your future. Fully funded We'll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you'll build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.

• You'll need to be at least 18 years old on 1st September 2027
• 5 GCSEs at grade 4 - 9 including Maths and English (Achieved)

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

This apprenticeship is based in London and you will be expected to work from the local office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full‑time colleagues), apprentices are expected to be in the office most days during the initial settling‑in period. If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.

About working for us Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need., You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re‑graded, with your pay range consistent with the job family for your business area.

We also offer a wide‑ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 22 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies