Risk Apprentice - London

LLOYDS BANK PLC; City Of London; On-site; GBP 29,000 - 35,000; Full time

Benefits offered by this job

Pension up to 15%

Annual performance bonus

Share schemes

Discounted shopping

22 days holiday + bank holidays

Wellbeing & parental leave

Job summary

Lloyds Banking Group is offering a 2-year Risk & Compliance apprenticeship in London, starting September 2027, with a salary of £32,000. The program provides blended learning, mentoring, and real project work within a major UK bank.

You’ll develop skills in regulatory reporting, risk assessment, and evidence-based analysis while working from a London office under a hybrid model. The role requires 5 GCSEs including Maths and English, 18+ by Sept 2027, and valid right to work in the UK.

Qualifications

• 5 GCSEs at grade 4–9 including Maths and English (Achieved).
• Must be at least 18 years old on 1st September 2027.
• Right to work in the UK required; visa sponsorship not offered for apprenticeship roles.

Responsibilities

• Apply legal and regulatory frameworks to everyday tasks.
• Spot and reduce potential risks before they arise.
• Write clear reports for decision-makers.

Skills

Risk & compliance basics

Analytical thinking

Report writing

Communication skills

Education

Level 3 Compliance & Risk Apprenticeship (Kaplan)

Job description

Job Description Summary

Duration:2 years Salary: £32,000 Location: London Start: September 2027 Qualification: Level 3 Compliance & Risk apprenticeship with Kaplan.

At Lloyds Banking Group, protecting our 28million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe. That’s where you come in. As a Risk Apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain’s biggest digital bank.

Topics you’ll cover

• Understanding legal and regulatory frameworks (yes, the rules of the game)
• Presenting complex information clearly (because jargon doesn’t help anyone)
• Reporting and analysing risk situations
• How to build evidence‑based reports leaders can act on

The work you could be doing

• Helping colleagues apply legal and regulatory frameworks
• Spotting and reducing potential risks before they grow
• Writing clear reports that help decision‑makers take action
• Communicating risks in ways that everyone can understand

Your skills toolkit

• Risk and compliance basics (the “must‑haves” in financial services).
• Analytical thinking and evidence‑based reporting
• Communication skills that make complex stuff simple
• How to keep customers, colleagues and the business safe

Support in your corner

• Blended learning: real projects + tutor‑led study
• Time dedicated to your development
• A mentor, a manager and a buddy who’ll share their experience
• A network of colleagues who’ve got your back (and your career)

Fully funded. We’ll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level3 apprenticeship in Compliance & Risk. Alongside this, you’ll build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.

Requirements

What you’ll need

• You’ll need to be at least 18 years old on1stSeptember2027
• 5 GCSEs at grade4–9 including Maths and English (Achieved)

Important information

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years. Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.

Location

This apprenticeship is based in London and you will be expected to work from the local office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full‑time colleagues), apprentices are expected to be in the office most days during the initial settling‑in period. If your commute exceeds 1.5hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Salary

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re‑graded, with your pay range consistent with the job family for your business area.

Benefits

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 22days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

The closing date to apply for this opportunity is 24thNovember2026.

If you have any queries regarding the recruitment process, please email [e-mail] a member of our team will be happy to help and will reply within3working days.

Should you wish to contact us for any reason, please email us at: [e-mail] For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.