Risk Apprentice - Bristol

Lloyds Banking Group; West of England; Hybrid; GBP 14,000 - 16,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Annual performance bonus

Share schemes including free shares

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group invites applications for a two-year Risk Apprentice based in Bristol. You will learn to spot problems, support regulatory compliance, and protect customers and the bank through hands-on projects and classroom study.

You'll rotate through fraud prevention, reporting, and regulatory tasks, building evidence-based reports and clear risk communications. Hybrid working with in-office days is expected.

Qualifications

• Risk and compliance basics are essential.
• Analytical thinking and evidence-based reporting are key.
• Clear communication helps translate complex info.

Responsibilities

• Help colleagues apply legal and regulatory frameworks.
• Spot risks and help reduce potential issues early.
• Write reports that support decision-makers.

Skills

Risk basics

Analytical thinking

Evidence-based reporting

Communication skills

Education

GCSEs including Maths & English

Job description

At Lloyds Banking Group, protecting our 28 million customers isn't just important. It's essential. From everyday payments to big business deals, people count on us to keep their money and data safe. That's where you come in. As a Risk Apprentice, you'll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain's biggest digital bank. Two years. Real risks. Real impact. This two-year apprenticeship combines classroom learning with hands‑on experience. You'll rotate through projects that show you just how wide‑ranging risk management can be – from fraud prevention to regulatory compliance. You'll cover topics like:

• Understanding legal and regulatory frameworks (yes, the rules of the game)
• Presenting complex information clearly (because jargon doesn't help anyone)
• Reporting and analysing risk situations
• How to build evidence‑based reports leaders can act on

Real‑life application

And you won't just learn theory. You'll apply it in real life, every day. The work you could be doing includes:

• Helping colleagues apply legal and regulatory frameworks
• Spotting and reducing potential risks before they grow
• Writing clear reports that help decision-makers take action
• Communicating risks in ways that everyone can understand

Your skills toolkit

You’ll master:

• Risk and compliance basics (the "must‑haves" in financial services)
• Analytical thinking and evidence‑based reporting
• Communication skills that make complex stuff simple
• How to keep customers, colleagues and the business safe

Support in your corner

We'll back you all the way with:

• Blended learning: real projects + tutor‑led study
• Time dedicated to your development
• A mentor, a manager and a buddy who'll share their experience
• A network of colleagues who've got your back (and your career)

Your future. Fully funded

We'll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you'll build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re‑graded, with your pay range consistent with the job family for your business area.

• You’ll need to be at least 18 years old on 1 st September 2027
• 5 GCSEs at grade 4 – 9 including Maths and English (Achieved)

About Lloyds Banking Group

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Location and attendance

This apprenticeship is based in Bristol and you will be expected to work from the local office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full‑time colleagues), apprentices are expected to be in the office most days during the initial settling‑in period. If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 22 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies