Risk Apprentice - Edinburgh

LLOYDS BANK PLC; City of Edinburgh; Hybrid; GBP 25,000 - 30,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Discounted shopping

22 days' holiday

Job summary

Lloyds Banking Group offers a Level 3 Compliance & Risk apprenticeship in Edinburgh, starting September 2027. Earn while you learn and pursue a fully funded qualification, with practical experience on the job.

You’ll benefit from blended learning, mentoring, and a structured development plan within the UK’s largest digital bank, designed to build risk and regulatory expertise. The programme emphasizes real-world learning and career growth.

Qualifications

• Must be at least 18 years old before February 2028.
• Five GCSEs A-C including Maths and English.

Responsibilities

• Learn how to spot problems before they happen and help teams stay compliant with regulations.
• Protect the bank and customers by applying risk controls and reporting.
• Contribute to evidence-based risk reports for leadership.

Skills

Regulatory basics

Analytical thinking

Clear communication

Risk reporting

Job description

Job Summary

Prior to submitting your application, please visit our early careers website to find out more about the programmes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com. Our apprenticeship programmes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

Duration, Salary and Location

Duration: 2 years

Salary: £27,400

Location: Edinburgh

Start: September 2027

Qualification – Level 3 Compliance & Risk apprenticeship with Kaplan.

About the Role

Be our safety net. At Lloyds Banking Group, protecting our 28million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe. That’s where you come in. As a Risk Apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain’s biggest digital bank.

Learning & Topics

You’ll cover topics like:

• Understanding legal and regulatory frameworks (yes, the rules of the game)
• Presenting complex information clearly (because jargon doesn’t help anyone)
• Reporting and analysing risk situations
• How to build evidence‑based reports leaders can act on

Skills Toolkit

You’ll master:

• Risk and compliance basics (the “must‑haves” in financial services)
• Analytical thinking and evidence‑based reporting
• Communication skills that make complex stuff simple
• How to keep customers, colleagues and the business safe

Support

We’ll back you all the way with:

• Blended learning: real projects + tutor‑led study
• Time dedicated to your development
• A mentor, a manager and a buddy who’ll share their experience
• A network of colleagues who’ve got your back (and your career)

Future & Funding

Fully funded: We’ll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you’ll build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.

Requirements

• You’ll need to be at least 18 years old before the end of February 2028
• 5 Nationals 5s at grades A‑C including Maths and English (Achieved)

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years. Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.

Location

This apprenticeship is based in Edinburgh and you will be expected to work from the local office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full‑time colleagues), apprentices are expected to be in the office most days during the initial settling‑in period. If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.

About Working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Salary

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re‑graded, with your pay range consistent with the job family for your business area.

We also offer a wide‑ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 22 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

The closing date to apply for this opportunity is 15th December 2026.

About Lloyds Banking Group

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We're focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Discover careers with real impact. As the largest digital bank in the UK, Lloyds Banking Group is helping redefine financial services, using the latest technologies to support our 30million customers and meet our aim – to help Britain prosper. To achieve this, we need a broader range of skills and experiences than ever before. If you’re looking for a career with impact – and want to make a difference to customers, businesses and communities – we have a job for you. And the great news is you don’t need a degree to come and work with us. Our range of apprenticeship programmes will provide you with all the training and development, support and mentoring you need to learn about our industry and develop your strengths. And because we know that people do their best work when they feel happy and valued, we offer a friendly and inclusive working environment where everyone feels free to be themselves and share their ideas from day one. We’re looking for motivated, inquisitive school students who can bring their unique perspective to what we do and help drive our business forward. Whether you’re interested in building relationships with well‑known clients, or developing the next generation of digital banking solutions, you can help us build the bank of the future.