Relationship Manager - Islamic Banking

LJ Recruitment; Ringway; On-site; GBP 60,000 - 70,000; Full time

Benefits offered by this job

Office-based role

Career development

Competitive salary

Job summary

LJ Recruitment in Manchester is seeking an experienced Relationship Manager for Islamic Banking to drive growth, manage corporate and SME relationships and deliver Shariah-compliant financial solutions.

The role requires strong knowledge of Islamic finance, a track record in corporate banking, and the ability to attract HNWIs while growing deposits and revenue.

Office-based, full-time, with a focus on regulatory compliance and high service standards.

Qualifications

• 10+ years' RM or similar Islamic banking experience
• Strong experience in corporate and commercial banking
• Proven ability to win new business and grow client portfolios
• Experience preparing and assessing credit proposals and financial statements
• Good knowledge of UK banking regulations and compliance

Responsibilities

• Develop and manage relationships with corporate, commercial and SME customers.
• Identify and pursue new business opportunities through proactive client engagement, networking and structured relationship management.
• Attract new corporate clients and HNWIs to the Islamic Banking business.
• Promote Shariah-compliant banking products and services to meet customers' financial needs.
• Grow the deposit portfolio by acquiring new current and fixed-term accounts.
• Prepare, review and process credit proposals for financing facilities.
• Monitor portfolio performance and risk; escalate issues as needed.
• Collaborate with Risk, Operations and branches for efficient service delivery.

Skills

Relationship management

Islamic finance

Corporate banking

SME banking

Credit analysis

Negotiation

Regulatory compliance

Communication

Education

Relevant professional qualifications

Job description

Job Advert: Relationship Manager - Islamic Banking

Location: Manchester

Salary: £60,000-£70,000 per annum

Employment Type: Permanent, Full-time

Working Arrangement: Office-based, five days per week (no hybrid working)

About the Role

We are seeking an experienced and commercially driven Relationship Manager - Islamic Banking to join our team in Manchester.

This is an excellent opportunity for a banking professional with a strong background in Islamic finance, corporate banking and SME relationship management to drive business growth, develop new client relationships and deliver tailored Shariah-compliant financial solutions.

The successful candidate will play a key role in expanding our corporate and commercial customer portfolio, attracting high-net-worth individuals (HNWIs), growing deposit balances and achieving assigned revenue and asset targets.

Key Responsibilities

Relationship Management and Business Development

Develop and manage relationships with corporate, commercial and SME customers.

Identify and pursue new business opportunities through proactive client engagement, networking and structured relationship management.

Attract new corporate clients and high-net-worth individuals to the Islamic Banking business.

Promote Shariah-compliant banking products and services to meet customers' financial needs.

Grow the deposit portfolio by acquiring new current and fixed-term deposit accounts.

Achieve agreed revenue, asset growth and business development targets.Corporate Banking and Credit Management

Manage a portfolio of SME and corporate clients, including accounts with varying turnover levels and credit requirements.

Prepare, review and process credit proposals for financing facilities.

Conduct detailed financial assessments, including balance sheet, income statement and cash flow analysis.

Review customer documentation, account conduct and repayment history to support sound credit decisions.

Identify opportunities to improve portfolio profitability, strengthen client relationships and increase returns.Portfolio Monitoring and Risk Management

Monitor account activity, credit movements, business volumes and facility documentation.

Ensure account records and supporting documentation remain accurate, complete and up to date.

Monitor repayments and identify early warning indicators of potential financial difficulties.

Escalate emerging risks appropriately and follow up on overdue payments.

Work with recovery teams where necessary to support the effective management of distressed accounts.

Provide regular management information and portfolio performance updates.

Customer Service and Stakeholder Management

Deliver a consistently high standard of customer service and respond promptly to client queries and complaints.

Ensure customer information is accurate and maintained in accordance with internal procedures.

Work closely with internal teams, including Risk, Operations and branch colleagues, to support efficient service delivery.

Represent the organisation professionally and build strong relationships with internal and external stakeholders.Team Leadership and Development

Provide guidance and support to Assistant Relationship Managers and junior colleagues.

Support the development, performance and capability of team members.

Contribute to team meetings, training initiatives and continuous professional development.

Identify opportunities to improve processes, procedures and overall operational effectiveness.

Undertake additional projects and responsibilities as required.

About You

To be successful in this role, you will have:

• At least 10 years' relevant experience in a Relationship Manager or equivalent role within the Islamic Banking sector.


• Strong experience in corporate banking, commercial banking and SME relationship management.


• In-depth knowledge of Shariah-compliant banking products, financing facilities and deposit solutions.


• A proven ability to develop new business, acquire customers and grow profitable client portfolios.


• Experience preparing and assessing credit proposals, analysing financial statements and monitoring credit risk.


• Strong financial analysis, negotiation and commercial decision-making skills.


• Experience managing and developing colleagues, including providing guidance to junior relationship management staff.


• A strong understanding of UK banking regulations, compliance requirements, internal policies and procedures.


• Excellent communication, interpersonal and customer relationship management skills.


• Relevant professional qualifications and a commitment to ongoing professional development.

Key Skills and Competencies

• Business development and relationship management


• Islamic finance and Shariah-compliant products


• Corporate and SME banking


• Credit analysis and risk assessment


• Portfolio management and monitoring


• Financial analysis and commercial awareness


• Negotiation and influencing


• Regulatory compliance and conduct risk


• Customer service and complaint resolution


• Leadership, integrity and accountability


• Strong communication and organisational skills

Regulatory and Compliance Responsibilities

The successful candidate will be expected to maintain high standards of professional conduct, integrity and regulatory compliance. This includes treating customers fairly, acting with due skill and diligence, managing risks effectively and adhering to applicable FCA and PRA requirements, internal policies and relevant certification standards.

A commitment to continuous professional development and the completion of all mandatory training and relevant professional qualifications will also be required.

What We Offer

• A competitive salary of £60,000-£70,000 per annum.


• A permanent, full-time opportunity within a specialist Islamic Banking environment.


• The opportunity to develop corporate and commercial relationships and contribute directly to business growth.


• A professional environment that supports ongoing learning and career development.Working arrangement: This is an office-based position at our Manchester branch, requiring attendance five days per week. Hybrid working is not available.