Real Estate Underwriter: Growth, Collaboration, Impact

Gallagher; Chichester; On-site; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Career development opportunities

Collaborative, people-first culture

Global reach with local impact

Job summary

Gallagher in Chichester is seeking an experienced Underwriter to join our Real Estate team. You will assess and underwrite a diverse portfolio of Real Estate risks while collaborating with brokers and colleagues to deliver exceptional service.

The role requires strong underwriting fundamentals, risk assessment, and relationship-building skills, with a focus on growth and client-focused solutions in a fast-paced market. UK work eligibility is required.

Qualifications

• Underwriting experience within the insurance market, ideally within Property/Real Estate/Commercial or related lines.
• Strong understanding of underwriting principles, risk assessment techniques, policy coverage, and insurance products.
• Ability to analyse complex information, evaluate risk exposures, and make sound underwriting decisions.
• Proven ability to build and maintain strong relationships with brokers, insurers, clients, and internal stakeholders.
• Commercially minded with an understanding of portfolio performance, growth objectives, and market dynamics.
• Progress towards or willingness to study for professional insurance qualifications (e.g. CII) would be advantageous.
• Eligible to work in the UK.

Responsibilities

• Collaborative Partnership: Work closely with brokers, colleagues, and key stakeholders to deliver an exceptional service experience. You'll build and maintain strong relationships, provide underwriting expertise, and manage multiple priorities while supporting the continued growth and success of the Real Estate portfolio.
• Underwriting & Risk Assessment: Assess and underwrite new and existing Real Estate risks in line with underwriting guidelines, delegated authority levels, and business objectives. You'll analyse risk information, evaluate exposures, determine appropriate terms, and make sound underwriting decisions while maintaining underwriting profitability and discipline.
• Portfolio Development & Quotation Management: Support the development and growth of the Real Estate portfolio by identifying new business opportunities, managing renewals, preparing quotations, and negotiating terms with brokers. You'll work collaboratively to retain and grow profitable business while delivering solutions that meet client needs.
• Policy Administration & Customer Service: Ensure all underwriting activity is completed accurately and compliantly, including policy issuance, endorsements, renewals, and documentation. You'll handle day-to-day broker queries, maintain underwriting records, and provide a high level of service while ensuring adherence to regulatory and delegated authority requirements.

Skills

Underwriting experience

Property & Real Estate underwriting

Risk assessment

Stakeholder relationship management

Microsoft Office

CII path (advantageous)

Education

CII qualification (desirable)

Tools

Policy administration systems

Job description

Gallagher in Chichester is seeking an experienced Underwriter to join our Real Estate team. You will assess and underwrite a diverse portfolio of Real Estate risks while collaborating with brokers and colleagues to deliver exceptional service.

The role requires strong underwriting fundamentals, risk assessment, and relationship-building skills, with a focus on growth and client-focused solutions in a fast-paced market. UK work eligibility is required.