Underwriter - Real Estate

Gallagher; Chichester; On-site; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Career development opportunities

Collaborative, people-first culture

Global reach with local impact

Job summary

Gallagher in Chichester is seeking an experienced Underwriter to join our Real Estate team. You will assess and underwrite a diverse portfolio of Real Estate risks while collaborating with brokers and colleagues to deliver exceptional service.

The role requires strong underwriting fundamentals, risk assessment, and relationship-building skills, with a focus on growth and client-focused solutions in a fast-paced market. UK work eligibility is required.

Qualifications

• Underwriting experience within the insurance market, ideally within Property/Real Estate/Commercial or related lines.
• Strong understanding of underwriting principles, risk assessment techniques, policy coverage, and insurance products.
• Ability to analyse complex information, evaluate risk exposures, and make sound underwriting decisions.
• Proven ability to build and maintain strong relationships with brokers, insurers, clients, and internal stakeholders.
• Commercially minded with an understanding of portfolio performance, growth objectives, and market dynamics.
• Progress towards or willingness to study for professional insurance qualifications (e.g. CII) would be advantageous.
• Eligible to work in the UK.

Responsibilities

• Collaborative Partnership: Work closely with brokers, colleagues, and key stakeholders to deliver an exceptional service experience. You'll build and maintain strong relationships, provide underwriting expertise, and manage multiple priorities while supporting the continued growth and success of the Real Estate portfolio.
• Underwriting & Risk Assessment: Assess and underwrite new and existing Real Estate risks in line with underwriting guidelines, delegated authority levels, and business objectives. You'll analyse risk information, evaluate exposures, determine appropriate terms, and make sound underwriting decisions while maintaining underwriting profitability and discipline.
• Portfolio Development & Quotation Management: Support the development and growth of the Real Estate portfolio by identifying new business opportunities, managing renewals, preparing quotations, and negotiating terms with brokers. You'll work collaboratively to retain and grow profitable business while delivering solutions that meet client needs.
• Policy Administration & Customer Service: Ensure all underwriting activity is completed accurately and compliantly, including policy issuance, endorsements, renewals, and documentation. You'll handle day-to-day broker queries, maintain underwriting records, and provide a high level of service while ensuring adherence to regulatory and delegated authority requirements.

Skills

Underwriting experience

Property & Real Estate underwriting

Risk assessment

Stakeholder relationship management

Microsoft Office

CII path (advantageous)

Education

CII qualification (desirable)

Tools

Policy administration systems

Job description

Introduction

At Gallagher, we help clients face risk with confidence because we believe that when businesses are protected, they’re free to grow, lead, and innovate. You’ll be backed by our digital ecosystem: a client‑centric suite of consulting tools making it easier for you to meet your clients where they want to be met. Advanced data and analytics providing a comprehensive overview of the risk landscape is at your fingertips.Here, you’re not just improving clients' risk profiles, you’re building trust. You’ll find a culture grounded in teamwork, guided by integrity, and fueled by a shared commitment to do the right thing. We value curiosity, celebrate new ideas, and empower you to take ownership of your career while making a meaningful impact for the businesses we serve.If you’re ready to bring your unique perspective to a place where your work truly matters; think of Gallagher.

Overview

We are looking to recruit an Underwriter to join our growing Real Estate team in our Chichester office.

Our team is collaborative, ambitious, and committed to delivering exceptional service and underwriting expertise to our clients and broker partners. Working alongside experienced professionals, you will be responsible for assessing and underwriting a diverse portfolio of Real Estate risks while contributing to the continued growth and success of the business.

This is an excellent opportunity for an experienced insurance professional looking to further develop their underwriting career within a supportive and forward‑thinking environment. We are seeking someone who enjoys building strong relationships, making informed underwriting decisions, and delivering practical solutions for clients in a fast‑paced market.

If you're looking for a role where you can apply your technical knowledge, develop your expertise, and make a meaningful contribution to a growing team, we'd love to hear from you.

How you'll make an impact

• Collaborative Partnership: Work closely with brokers, colleagues, and key stakeholders to deliver an exceptional service experience. You'll build and maintain strong relationships, provide underwriting expertise, and manage multiple priorities while supporting the continued growth and success of the Real Estate portfolio.
• Underwriting & Risk Assessment: Assess and underwrite new and existing Real Estate risks in line with underwriting guidelines, delegated authority levels, and business objectives. You'll analyse risk information, evaluate exposures, determine appropriate terms, and make sound underwriting decisions while maintaining underwriting profitability and discipline.
• Portfolio Development & Quotation Management: Support the development and growth of the Real Estate portfolio by identifying new business opportunities, managing renewals, preparing quotations, and negotiating terms with brokers. You'll work collaboratively to retain and grow profitable business while delivering solutions that meet client needs.
• Policy Administration & Customer Service: Ensure all underwriting activity is completed accurately and compliantly, including policy issuance, endorsements, renewals, and documentation. You'll handle day-to-day broker queries, maintain underwriting records, and provide a high level of service while ensuring adherence to regulatory and delegated authority requirements.

About you

We're looking for someone who is enthusiastic, organised, and keen to learn. The ideal candidate will demonstrate many of the following skills and attributes:

• Previous underwriting experience within the insurance market, ideally within Property, Real Estate, Commercial or related lines of business.
• Strong understanding of underwriting principles, risk assessment techniques, policy coverage, and insurance products.
• Ability to analyse complex information, evaluate risk exposures, and make sound commercial underwriting decisions.
• Proven ability to build and maintain strong relationships with brokers, insurers, clients, and internal stakeholders.
• Commercially minded with an understanding of portfolio performance, growth objectives, and market dynamics.
• Excellent organisational skills with the ability to manage multiple priorities while maintaining exceptional attention to detail.
• Strong communication, negotiation, and relationship-building skills.
• A proactive and solutions‑focused approach, with the confidence to work independently while contributing positively to team success.
• Proficient in Microsoft Office applications.
• Progress towards or willingness to study for professional insurance qualifications (e.g. CII) would be advantageous.
• Eligible to work in the UK.

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Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself.For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well‑being
• Career development opportunities and ongoing learning
• A collaborative, people‑first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace.If your past experience doesn’t align perfectly, we encourage you to join ourTalent Community to stay connected to additional career opportunities. Although this role is listed as full‑time, if you’re in a job‑share partnership, work reduced hours, or have any other flexible arrangement, please still get in touch. We will also offer reasonable adjustments to the recruitment process if required, so please let us know

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)