Provisions Analyst - IFRS 9 (PD/LGD/ECL) Analytics

TF Bank AB; City of Westminster; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading financial institution in the United Kingdom is seeking an analytical and detail-oriented Credit Risk Analyst to join their Provisions Modelling team. The successful candidate will ensure accurate provisioning in line with IFRS 9 standards across various European portfolios. Responsibilities include developing and monitoring risk models, performing quantitative analyses, and collaborating with cross-functional teams. A Master’s degree and a solid understanding of credit risk principles are required, along with strong SQL and Excel skills.

Qualifications

• Minimum 2 years of professional experience in credit risk or financial provisioning.
• Solid understanding of IFRS 9 provisioning concepts (PD, LGD, ECL) and model governance.
• Fluent in English, both written and spoken.

Responsibilities

• Support the development, monitoring, and enhancement of IFRS 9 models.
• Analyze portfolio performance across multiple countries and product segments.
• Prepare monthly and quarterly provisioning reports with commentary.

Skills

Analytical skills

Problem-solving

Collaboration

Attention to detail

Education

Master’s degree in a quantitative field

Tools

SQL

Excel

R

Python

Power BI

Job description

A leading financial institution in the United Kingdom is seeking an analytical and detail-oriented Credit Risk Analyst to join their Provisions Modelling team. The successful candidate will ensure accurate provisioning in line with IFRS 9 standards across various European portfolios. Responsibilities include developing and monitoring risk models, performing quantitative analyses, and collaborating with cross-functional teams. A Master’s degree and a solid understanding of credit risk principles are required, along with strong SQL and Excel skills.