Product Manager, Finance

Referrals Only; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Relocation support

Visa sponsorship

Learning budget £1000 per year

MacBook provided

Job summary

Monzo is seeking a senior Product Manager for Payments Platform to own complex, technical, financial infrastructure—ledgers, reconciliation, data controls and reporting—that underpins the bank.

You will partner with Engineering, Finance and Payments leaders to translate need states into scalable platform capabilities, define the roadmap, and balance urgent delivery with long‑term system health, in a UK-wide, flexible setup.

Qualifications

• Experience owning complex, technical, platform or financial systems.
• Ability to translate finance/regulatory needs into scalable platform capabilities.
• Strong collaboration with Engineering, Finance and Product teams.

Responsibilities

• Build and own the roadmap for Finance Infrastructure within Payments Platform.
• Partner with Engineering, Finance and Payments leaders to define system needs.
• Translate complex finance and regulatory requirements into scalable capabilities.
• Balance urgent delivery with long-term system health and architecture.

Skills

Product management

Stakeholder management

Technical depth

Roadmap ownership

Job description

Our Payments team

Payments is at the heart of Monzo. It's how our customers move, receive, spend and manage their money, from cards and bank transfers to cross-border payments, merchant acquiring, payment experiences in the app, and the platform infrastructure that underpins the whole bank.

This role sits in our Payments Platform area, working most closely with our Finance Infrastructure squad. The squad sits in Payments, but partners deeply with Finance teams to build the systems, abstractions and capabilities Monzo needs to operate safely, scale efficiently, and expand into new markets. You'll work on foundational financial infrastructure: the ledgers, data, controls, reporting, reconciliation and platform capabilities that help Monzo understand, account for and manage money across the bank.

This is a role for someone who gets genuinely excited by complex, technical infrastructure. The work is often behind the scenes, but it's business-critical: it helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.

• Building the roadmap for Finance Infrastructure within Payments Platform and executing on it.
• Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.
• Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.
• Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.
• Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.
• Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.
• You're a strong Product Manager with experience owning complex technical, platform, infrastructure or financial systems.
• You have enough technical depth to partner credibly with engineers and reason about systems, trade-offs, dependencies and long-term architecture.
• You're excited by "boring but critical" infrastructure, things like ledgers, reconciliation, financial data, controls, reporting, internal platforms, abstractions or backend systems.
• You can work with senior and cross-functional stakeholders, including Finance, Engineering, Product and operational teams.
• You're comfortable bringing product thinking into ambiguous or stakeholder-heavy environments, and moving teams from request-led delivery towards long-term strategy.
• You're high-agency, ambitious and excited to stretch yourself in a team with a high bar.
• You care about customers and business outcomes, even when the work is several layers removed from the end customer experience.

Not ticking every box? That's totally okay! Studies show that women and people of colour might hesitation to apply unless they meet every single requirement. At Monzo, we're dedicated to creating a diverse and welcoming team.

What's in it for you

We'll help you relocate to the UK.

We can sponsor your visa.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.