Senior Strategy and Operations Manager

Referrals Only; Cardiff, Greater London; Hybrid; GBP 86,000 - 101,000; Full time

Benefits offered by this job

£1,000 learning budget

Macbooks provided

Flexible working hours

Job summary

Monzo is seeking a Senior Strategy and Operations Manager for Payments who will act as an individual contributor, shaping the strategic direction and ensuring alignment of investments and initiatives with Monzo’s broader mission.

You will drive data-informed decision making, partner with Product, Engineering, Data and Design teams, and own the performance rhythm across the Payments portfolio. This role emphasizes high ownership and impact.

Qualifications

• Deep strategic thinker with systems thinking and ability to anticipate trends.
• Strong analytical rigor with experience in navigating large datasets.
• Proven track record of cross-functional collaboration across Product, Engineering, Data and Design.

Responsibilities

• Define, track and evolve Payments' strategic direction to align with Monzo's mission.
• Dive into large datasets to diagnose operational challenges and design scalable solutions.
• Build data-informed views of performance across products and squads for prioritisation.
• Lead monthly business reviews, reporting, and governance materials.
• Scal e lending book and support launch operations as expanding geographies.

Skills

Strategic thinking

Data analysis

Cross-functional collaboration

Commercial mindset

Problem solving

Ownership

Influencing without authority

Job description

London / Distributed (UK) | £86,100 - £101,300 (depending on experience) incentive awards tied to your performance | Benefits | Hear from the team

About the role

We’re looking for a strategic, commercially minded, and data-driven Senior Strategy and Operations Manager, who will be an individual contributor and help shape the future of Payments at Monzo. You’ll play a critical role in supporting the GM of Payments and the leadership team to define, measure, and drive our strategy - balancing long-term vision with the realities of day-to-day delivery.

This is a high-ownership, high-impact role, ideal for someone who thrives on solving complex problems, is fuelled by strategic thinking, and enjoys using data to bring clarity to ambiguity. You’ll move seamlessly between blue-sky thinking and tactical execution - one day modelling the impact of a new product bet, the next helping optimise how we run the collective.

You’ll bring a birds-eye view across Payments’s portfolio - ensuring our goals, investments, and initiatives line up coherently with each other and with Monzo’s broader mission. And you’ll be the connective tissue that keeps us operating effectively: tracking performance, surfacing insights, and making sure we’re focused on what really matters.

• Driving strategic clarity: Supporting the GM of Payments and leadership team in defining, tracking, and evolving Payments’s strategic direction to align with Monzo’s wider mission
• Data-Driven Problem Solving: Actively dive into large, complex datasets to uncover insights, diagnose operational challenges, and independently design and implement scalable solutions.
• Translating data into action: Building and maintaining data-informed views of performance across products, squads, and initiatives; using insights to inform priorities and trade-offs
• Cross-Functional Collaboration: Partnering closely with Product, Engineering, Data and Design teams to bridge the gap between ideas and strategic business execution
• Owning business performance rhythm: Leading monthly business reviews, reporting, and governance materials to keep the collective aligned and accountable
• Shaping new opportunities: Scoping new bets through market sizing, commercial modelling, partnerships evaluation, and budget/forecast analysis
• Making the org more effective: Optimising how we balance KTLO, BAU, and growth work; supporting resourcing and squad setup decisions across the collective
• Connecting the dots: Ensuring consistent communication and alignment across Payment squads, and with other Monzo collectives
• Scale & Geographic Expansion: Playing a pivotal role in scaling our lending book and supporting launch operations as we expand our Borrowing products into new geographies
• Bringing teams together: Leading Payments All Hands, goals processes, and strategic forums that ensure cohesion and momentum across the collective

We’d love to hear from you if you have...

• Strategic Acumen: You have a deeply strategic mind, capable of seeing the bigger picture, thinking in systems, and anticipating future trends
• Exceptional Problem-Solving Skills: Your “superpower” is solving complex problems with analytical rigor, commercial viability, and execution certainty
• Adaptability & Ownership: You’re a self-starter who thrives in ambiguity, adept at navigating complex, rapidly evolving environments, and driven by impact and ownership
• Collaboration & Influencing Without Authority: You have an exceptional ability to connect the dots across different parts of the business, foster collaboration, and drive alignment without authority
• Commercial Mindset: You’re comfortable making trade-offs and prioritisation decisions based on data, business impact, and resource constraints
• Analytical Rigour: A strong analytical skillset with a proven track record of comfortably navigating large datasets to solve unstructured problems independently
• Collaborative Mindset: Experience working cross-functionally with highly technical teams such as Machine Learning and Data/Analytics Engineering
• Operational Excellence: You’re motivated by improving how teams work - finding ways to make organisations more efficient, scalable, and focused on what matters most

What’s in it for you

£86,100 - £101,300 (depending on experience) + incentive awards tied to your performance

We're open to distributed working within the UK, with the expectation of working from the London office on an occasional basis.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.