Lead Product Manager, Payments

Monzo; Greater London; Hybrid; GBP 125,000 - 145,000; Full time

Benefits offered by this job

Equity

Relocation to the UK

Visa sponsorship

Hybrid London office

Flexible working hours

£1,000 learning budget

Macbooks and home setup

Job summary

Monzo is seeking a senior leader for the Payments Platform focused on Finance Infrastructure. You’ll define the strategy and roadmap for a platform underpinning payments, finance reporting, and global scalability in a high-growth environment.

You will partner with Engineering, Finance and Payments, translating complex regulatory and financial needs into scalable capabilities, enabling Monzo to launch new products and enter new markets with confidence.

Responsibilities

• Defining the product strategy and roadmap for Finance Infrastructure within Payments Platform.
• Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.
• Moving the team from reactive delivery towards a more strategic, product-led approach, asking why we’re building things, what good looks like, and how today’s choices support Monzo’s long-term needs.
• Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.
• Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.
• Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.
• Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.
• Bringing strong product discipline, technical curiosity and systems thinking to a space that is critical to Monzo’s future growth.

Job description

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo.

London - Hybrid | £125,000 - £145,000 + equity + Incentive Awards tied to your performance + Benefits

Our Payments team

Payments is at the heart of Monzo. It’s how our customers move, receive, spend and manage their money, from cards and bank transfers to cross-border payments, merchant acquiring, payment experiences in the app, and the platform infrastructure that underpins the whole bank.

This role sits in our Payments Platform area, working most closely with our Finance Infrastructure squad. The squad sits in Payments, but partners deeply with Finance teams to build the systems, abstractions and capabilities Monzo needs to operate safely, scale efficiently, and expand into new markets.

You’ll work on foundational financial infrastructure: the ledgers, data, controls, reporting, reconciliation and platform capabilities that help Monzo understand, account for and manage money across the bank. This is a role for someone who gets genuinely excited by complex, technical infrastructure. The work is often behind the scenes, but it’s business-critical: it helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.

• Defining the product strategy and roadmap for Finance Infrastructure within Payments Platform.
• Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.
• Moving the team from reactive delivery towards a more strategic, product-led approach, asking why we’re building things, what good looks like, and how today’s choices support Monzo’s long-term needs.
• Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.
• Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.
• Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.
• Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.
• Bringing strong product discipline, technical curiosity and systems thinking to a space that is critical to Monzo’s future growth.

If you’re passionate about this role and keen to learn and grow with us.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team.

What’s in it for you

• £125,000 - £145,000
• Incentive Awards tied to your performance
• equity
• We’ll help you relocate to the UK.
• We can sponsor your visa.
• This role is hybrid working from our London office
• We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
• £1,000 learning budget each year to use on books, training courses and conferences.
• We will set you up to work from home; all employees are given Macbooks…