Mortgage Administrator

Fintelligent Search; Manchester; On-site; GBP 32,000 - 33,500; Full time

Benefits offered by this job

Healthcare cash plan

Pension scheme

Birthday off

Job summary

Fintelligent Search is seeking a Mortgage Administrator in the UK to join a growing financial services team. The role offers hybrid working after probation, with training and progression opportunities, and exposure to specialist lending while pursuing CeMAP qualifications.

The package includes a salary of 32,000 to 33,500 per annum plus a monthly bonus and an OTE of 38,000+, with 25 days’ annual leave, pension, healthcare, and flexible shifts.

Qualifications

• At least 12 months’ experience assessing or processing loan or finance applications.
• Experience reviewing income and expenditure information.
• Experience working in lending, mortgage or financial services.

Responsibilities

• Review and manually assess second charge mortgage applications.
• Verify customer documentation and request additional information.
• Assess income, expenditure and affordability to support responsible lending decisions.
• Liaise with customers and internal stakeholders while meeting service levels and KPIs.

Skills

Mortgage underwriting

Credit assessment

Customer communication

Education

CeMAP qualification

Job description

Mortgage Administrator Hybrid working after probation Monthly bonus with OTE 38,000+ Genuine career progression

If you have experience assessing or processing lending applications and are looking to build a long-term career in financial services, this Mortgage Administrator opportunity offers the chance to join a growing team where your development is genuinely supported. You'll gain exposure to specialist lending, work towards a funded CeMAP qualification, and be recognised through a competitive bonus structure.

This is a role where you'll build valuable underwriting and lending experience while working in a collaborative environment that encourages progression. With hybrid working available after probation and structured training, it's an excellent opportunity to take the next step in your career.

Package & Benefits

• Salary of 32,000 to 33,500 per annum, plus monthly bonus with OTE 38,000+.
• Hybrid working after probation, with two days working from home.
• Funded CeMAP qualification.
• 25 days' annual leave plus bank holidays and your birthday off.
• Healthcare cash plan.
• Pension scheme with up to 5% employer contribution.
• Monday to Friday shifts with three early shifts (9:00am to 5:00pm), two late shifts (11:00am to 7:00pm), and Fridays always finishing at 5:00pm.

About the Company

you’ll be joining a specialist financial services business that provides tailored lending solutions to UK homeowners. The organisation is committed to responsible lending, delivering excellent customer outcomes, and investing in the development of its people.

Key Responsibilities

• Review and manually assess second charge mortgage applications in line with lending criteria.
• Verify customer documentation, request additional information where required, and maintain accurate case records.
• Assess income, expenditure, and affordability to support responsible lending decisions.
• Liaise with customers and internal stakeholders while managing cases against agreed service levels and KPIs.

About You

• At least 12 months’ experience assessing or processing loan or finance applications, including backgrounds such as motor finance.
• Experience reviewing income and expenditure information as part of a lending process.
• Previous experience working within a lending, mortgage, or financial services environment.

If you're looking for your next opportunity as a Mortgage Administrator, Loan Processor, Mortgage Underwriter, Loan Officer, or Case Manager, we’d love to hear from you.