Mid-Market P&C Underwriter: Broker-Focused, Impactful

AXA UK; Southampton; Hybrid; GBP 42,000 - 62,000; Full time

Job summary

AXA UK in Southampton is seeking a P&C Underwriter to handle mid-market commercial risks, developing broker relationships and contributing to trading results. You will underwrite mid-market P&C business, work with brokers, and collaborate with the Underwriting Technical Centre to drive new opportunities.

Strong numerical, analytical, and regulatory knowledge is essential, with excellent communication and risk-management skills. The role is based in the UK with hybrid working options.

Qualifications

• Robust trading capability with commercial awareness, negotiation skills, and the ability to build excellent broker relationships.
• Experience of dealing with P&C underwriting.
• Confident decision-maker with pragmatic approach and good numerical reasoning skills.
• Analytical skills with proven experience in account monitoring and action planning.
• Technical underwriting expertise in a composite insurance environment.
• Sound knowledge of legislative and regulatory requirements.
• Excellent communication skills, risk assessment, and risk management abilities.
• CII / Dip CII qualifications are desirable.

Responsibilities

• Underwrite Mid-Market P&C business profitably, accurately, and consistently, adhering to established underwriting practices and utilising available tools and appetite.
• Develop and maintain strong trading relationships with brokers through visits and large case liaison to maximise financial results and generate new business opportunities.
• Establish yourself as a trading expert with a panel of intermediaries, building confidence in the branch’s capabilities through engagement with our Underwriting Technical Centre.
• Participate in meetings with brokers and end customers to showcase AXA’s strengths and secure new business opportunities.
• Support loss ratio control by effectively implementing branch underwriting controls and monitoring account performance.
• Identify poorly performing accounts, investigate retention issues, and collaborate with senior underwriters to increase retention rates.
• Assist colleagues in building strong trading relationships with intermediaries to ensure a consistent and high-quality service delivery.

Skills

Broker relationships

P&C underwriting

Numerical reasoning

Account monitoring

Communication skills

Regulatory knowledge

Education

CII / Dip CII desirable

Job description

AXA UK in Southampton is seeking a P&C Underwriter to handle mid-market commercial risks, developing broker relationships and contributing to trading results. You will underwrite mid-market P&C business, work with brokers, and collaborate with the Underwriting Technical Centre to drive new opportunities.

Strong numerical, analytical, and regulatory knowledge is essential, with excellent communication and risk-management skills. The role is based in the UK with hybrid working options.