Commercial Mid Market Fleet Underwriter

AXA UK; Southampton; Hybrid; GBP 55,000 - 75,000; Full time

Job summary

AXA UK is seeking a Fleet Underwriter in Southampton to underwrite mid-market Fleet business, developing strong broker relationships and achieving profitable trading results. The role emphasizes underwriting expertise, regulatory knowledge, and collaboration with the Underwriting Technical Centre.

The successful candidate will manage accounts, participate in client meetings, and support branch objectives while balancing time between home and office as part of AXA's flexible work approach.

Qualifications

• Robust trading capability with broker relationships.
• Experience with Fleet underwriting.
• Confident decision-maker with numerical ability.
• Analytical with account monitoring and action planning.
• Technical underwriting expertise in a composite environment.
• Knowledge of regulatory requirements.
• Strong communication and risk management skills.
• CII qualifications are desirable.

Responsibilities

• Underwrite Mid-Market Fleet business profitably and consistently.
• Develop and maintain broker relationships to maximise results.
• Establish a trading expert presence with intermediaries and scale engagement.
• Participate in broker and client meetings to showcase AXA strengths.
• Support loss ratio control via branch underwriting controls.
• Identify poorly performing accounts and work with senior underwriters to improve retention.
• Assist colleagues in building strong trading relationships with intermediaries.

Skills

Trading

Fleet underwriting

Numerical reasoning

Analytical skills

Underwriting expertise

Regulatory knowledge

Communication skills

CII Dip CII qualifications

Education

CII / Dip CII qualifications

Job description

About AXA:

AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence.

Job overview:

Following the continued growth and success of our Southampton office, we're delighted to bring to market a Fleet Underwriter, working across either existing or new business. As a Fleet Underwriter, you'll play a vital role in driving trading results. You'll be responsible for effectively underwriting large commercial risks within your authority, focusing on mid-market cases, while building and nurturing strong broker relationships that align with our branch objectives. If you're passionate about delivering exceptional underwriting expertise and fostering key partnerships, this is the opportunity for you to make a real impact.

Key responsibilities:

• Underwrite Mid-Market Fleet business profitably, accurately, and consistently, adhering to established underwriting practices and utilising available tools and appetite.
• Develop and maintain strong trading relationships with brokers through visits and large case liaison to maximise financial results and generate new business opportunities.
• Establish yourself as a trading expert with a panel of intermediaries, building confidence in the branch’s capabilities through engagement with our Underwriting Technical Centre.
• Participate in meetings with brokers and end customers to showcase AXA's strengths and secure new business opportunities.
• Support loss ratio control by effectively implementing branch underwriting controls and monitoring account performance.
• Identify poorly performing accounts, investigate retention issues, and collaborate with senior underwriters to increase retention rates.
• Assist colleagues in building strong trading relationships with intermediaries to ensure a consistent and high-quality service delivery.

Work arrangements:

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work three days a week away from home. Away from home means attending the Southampton office, visiting clients or attending industry events. There's an initial training period where you may be required to attend the Reading office on a regular basis.

Your skills & experience:

• Robust trading capability with commercial awareness, negotiation skills, and the ability to build excellent broker relationships.
• Experience of dealing with Fleet underwriting.
• Confident decision-maker with pragmatic approach and good numerical reasoning skills.
• Analytical skills with proven experience in account monitoring and action planning.
• Technical underwriting expertise in a composite insurance environment.
• Sound knowledge of legislative and regulatory requirements.
• Excellent communication skills, risk assessment, and risk management abilities.
• CII / Dip CII qualifications are desirable.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

We're proud to be an Equal Opportunities Employer and don't discriminate against employees or potential employees based on protected characteristics.

If you have a long-term condition or disability and require adjustments during the application or interview process, we're proud to offer access to the AXA Accessibility Concierge.