Commercial Mid Market P&C Underwriter

AXA Group; Southampton; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

AXA in Southampton is expanding its P&C underwriting team to manage mid-market risks, build strong broker relationships, and contribute to trading results.

You will underwrite, develop broker networks, and collaborate with the Underwriting Technical Centre, participating in meetings with brokers and clients to win new business.

Qualifications

• Underwriting experience in P&C lines.
• Strong numerical and analytical skills.
• Ability to build broker relationships and trading opportunities.
• Knowledge of regulatory requirements impacting underwriting.
• Excellent communication and risk assessment abilities.
• Eligibility to work in the United Kingdom.

Responsibilities

• Underwrite Mid-Market P&C business profitably, accurately, and consistently.
• Develop and maintain broker relationships to maximise results.
• Establish yourself as a trading expert with a panel of intermediaries.
• Participate in broker and customer meetings to secure new business.
• Support loss ratio control by applying underwriting controls.
• Identify poorly performing accounts and work with senior underwriters to increase retention.
• Assist colleagues in building strong trading relationships with intermediaries.

Skills

P&C underwriting

Trading capability

Broker relationships

Numerical reasoning

Account monitoring

Regulatory knowledge

Communication skills

Decision making

Education

CII / Dip CII desirable

Job description

About AXA

AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence.

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive.

Job overview

Following the continued growth and success of our Southampton office, we're delighted to bring to market a number of positions for P&C underwriters at this location, working across either existing or new business. As a P&C Underwriter, you’ll play a vital role in driving trading results. You’ll be responsible for effectively underwriting large commercial risks within your authority, focusing on mid-market cases, while building and nurturing strong broker relationships that align with our branch objectives. If you’re passionate about delivering exceptional underwriting expertise and fostering key partnerships, this is the opportunity for you to make a real impact.

Key responsibilities

• Underwrite Mid-Market P&C business profitably, accurately, and consistently, adhering to established underwriting practices and utilising available tools and appetite.
• Develop and maintain strong trading relationships with brokers through visits and large case liaison to maximise financial results and generate new business opportunities.
• Establish yourself as a trading expert with a panel of intermediaries, building confidence in the branch’s capabilities through engagement with our Underwriting Technical Centre.
• Participate in meetings with brokers and end customers to showcase AXA’s strengths and secure new business opportunities.
• Support loss ratio control by effectively implementing branch underwriting controls and monitoring account performance.
• Identify poorly performing accounts, investigate retention issues, and collaborate with senior underwriters to increase retention rates.
• Assist colleagues in building strong trading relationships with intermediaries to ensure a consistent and high-quality service delivery.

Work arrangements

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work three days a week away from home. Away from home means attending the Southampton office, visiting clients or attending industry events. There’ll be an initial training period where you may be required to attend the Reading office on a regular basis.

Your skills & experience

• Robust trading capability with commercial awareness, negotiation skills, and the ability to build excellent broker relationships.
• Experience of dealing with P&C underwriting.
• Confident decision-maker with pragmatic approach and good numerical reasoning skills.
• Analytical skills with proven experience in account monitoring and action planning.
• Technical underwriting expertise in a composite insurance environment.
• Sound knowledge of legislative and regulatory requirements.
• Excellent communication skills, risk assessment, and risk management abilities.
• CII / Dip CII qualifications are desirable.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics.