Loan Operations & Automation Specialist

Zenith Bank (UK) Limited.; Greater London; On-site; GBP 35,000 - 58,000; Full time

Job summary

Zenith Bank (UK) Limited in London seeks a permanent Loan Processing Analyst to support the head of the loan processing unit and streamline loan activities. You will disburse new loans, perform validations, and coordinate with Finance to ensure proper booking and cashflow records.

You will monitor interest payments, maintain loan master records, and provide audit support. The role requires problem solving, teamwork, and adherence to regulatory conduct rules with opportunities for system

Qualifications

• Experience supporting loan processing and admin tasks.
• Able to identify and remediate manual processes where automation can help.
• Knowledge of FCA/PRA Conduct Rules is desirable.

Responsibilities

• Support the head of the loan processing unit with all loan activities
• Identify and remediate manual processes where further automation can be achieved
• Disburse new loans / drawdowns ensuring the approved authorisation levels are adhered to
• Perform next day validations on all new loans, loan extensions, repayments and fees taken
• Liaise with Finance to ensure and validate the correct booking of all loans and their component parts
• Ensure interest payments are monitored, recorded and the necessary accounting entries accurately processed
• Maintain master records for all loans and record all cashflows for each loan type
• Act as a single point of enquiry for all audit enquiries from external auditors (From a back-office perspective)
• Monitor and report upcoming maturities. Notifying RMs when loans are due i.e., 1month / 2 weeks in advance
• Provide exception reporting to Credit Risk, MCC etc. on overdue items
• Provide requirements input for further system development to support the LPU activities
• Involvement with project work and UAT
• Represent the team at internal and external meetings as and when required
• Compliance with the FCA/PRA’s Individual Conduct Rules, as outlined below.

Skills

Team player

Aptitude to learn

Problem solving

Able to multi-task

Ability to work under pressure

Ability to meet deadlines

Decision making

Temenos T24 experience

Job description

Zenith Bank (UK) Limited in London seeks a permanent Loan Processing Analyst to support the head of the loan processing unit and streamline loan activities. You will disburse new loans, perform validations, and coordinate with Finance to ensure proper booking and cashflow records.

You will monitor interest payments, maintain loan master records, and provide audit support. The role requires problem solving, teamwork, and adherence to regulatory conduct rules with opportunities for system