Loan Operations & Trade Finance Settlements Analyst

Rothstein Recruitment; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

Rothstein Recruitment is looking for an experienced Loan Operations & Trade Finance Settlements Analyst to support daily loan operations and settlements in a regulated banking environment. The ideal candidate will have over 5 years of hands-on experience in bilateral and syndicated loan operations, including processing drawdowns, rollovers, and repayments. Strong knowledge of trade finance products and operational risk is essential. You will work with various teams and stakeholders to ensure accurate processing and reporting. Location is Greater London.

Qualifications

• 5+ years’ experience in bilateral and syndicated loan operations.
• Experience processing drawdowns, rollovers, repayments, fees, and loan settlements.
• Good understanding of banking products, ideally trade finance.

Responsibilities

• Process drawdown, rollover, and repayment requests.
• Monitor outstanding and undrawn facility positions.
• Support trade finance processing, including Letters of Credit and amendments.

Skills

bilateral and syndicated loan operations

strong communication skills

attention to detail

trade finance knowledge

Tools

LoanIQ

ACBS

SWIFT

Job description

Loan Operations & Trade Finance Settlements Analyst

We are hiring a Loan Operations & Trade Finance Settlements Analyst to support daily loan operations, settlements, trade finance processing and branch operations within a regulated banking environment.

This role suits someone with strong hands‑on experience in bilateral and syndicated loan operations, including drawdowns, rollovers, repayments, fees, reconciliations and settlement processing. You should be comfortable working in a detailed, deadline‑driven operations role where accuracy, controls and follow‑through matter.

Key responsibilities

• Process drawdown, rollover and repayment requests under bilateral and syndicated loan agreements.
• Support daily loan administration, including loan portfolio reporting, diary monitoring and past‑due reporting.
• Monitor outstanding and undrawn facility positions, commitment fees, utilisation fees and customer fee reports.
• Report nostro position movements accurately to Markets Operations within agreed deadlines.
• Support settlement operations, including payment tracking, reconciliation, charges and GL entries.
• Prepare facility reports, customer outstanding reports and transaction records for new drawdowns.
• Maintain accurate transaction files, correspondence records, SWIFT messages and audit trails.
• Support trade finance processing across products such as:
• Letters of Credit
• Amendments
• Bills acceptance
• TR loans
• Inward bills collection
• Import/export invoice financing
• Standby LCs
• LC advising, confirming, negotiation and transfer LCs
• Liaise with internal teams including Trade Finance, Loan Operations, Global Markets, Finance, Corporate Banking, Risk and Compliance.
• Liaise externally with customers, correspondent banks and outsourced processing teams.
• Complete regular control checks, including CSA / RCSA activity.
• Provide cover across Operations where required, including fixed deposit processing.
• Assist with process documentation, training and continuous improvement.

What we are looking for

• 5+ years’ experience in bilateral and syndicated loan operations.
• Hands‑on experience processing drawdowns, rollovers, repayments, fees and loan settlements.
• Good understanding of banking products, ideally including trade finance.
• Experience with loan operations systems, SWIFT, payment processing, reconciliations or core banking systems.
• Strong attention to detail and ability to work accurately under time pressure.
• Good understanding of operational risk, controls and regulatory expectations.
• Comfortable with manual reporting, spreadsheets, transaction logs and document filing.
• Strong communication skills and ability to work with internal stakeholders, customers and correspondent banks.
• Positive, practical and team‑oriented approach.

Useful experience

• LoanIQ, ACBS or similar loan administration systems.
• SWIFT payments and messages.
• GL entries, charges and fee processing.
• Branch banking / international bank operations.