Lead Underwriter, Supply Chain Finance (Remote)

Revolut Ltd; United Kingdom; Hybrid; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Financial benefits

Flexible working locations

Revolut Metal subscription

Year-round events

Job summary

Revolut Ltd in the United Kingdom is seeking an experienced Underwriter specializing in business lending and supply chain finance. You will perform in-depth financial and credit analysis, evaluate complex creditworthiness, and make formal lending decisions within delegated authority.

Join a fast-growing team powering global growth through scalable lending features, collaborating with Commercial, Risk, and Product teams to refine policies and strengthen underwriting for regional expansion.

Qualifications

• Significant experience in commercial underwriting, corporate credit analysis, or business lending.
• Expertise in financial analysis, balance sheet assessment, and cash flow modelling.
• Proven track record of delegated credit sanctioning authority and decision-making.
• Knowledge of trade finance credit risk, legal documentation, and fraud prevention.
• Exceptional analytical, negotiation, and communication skills.

Responsibilities

• Conduct detailed financial statement analysis, cash flow evaluations, and credit risk assessments for corporate and SME clients.
• Structure supply chain finance and invoice discounting facilities based on risk assessments.
• Analyse buyer-debtor relationships, trade flows, and supply chain dynamics.
• Make lending decisions within delegated authorities and present larger limits to credit committees.
• Monitor portfolio performance, client credit limits, and covenants.
• Collaborate with Commercial, Risk, and Product teams to refine underwriting policies.

Skills

Commercial underwriting

Corporate credit analysis

Business lending

Supply chain finance

Invoice discounting

Factoring

Analytical skills

Communication skills

Job description

Revolut Ltd in the United Kingdom is seeking an experienced Underwriter specializing in business lending and supply chain finance. You will perform in-depth financial and credit analysis, evaluate complex creditworthiness, and make formal lending decisions within delegated authority.

Join a fast-growing team powering global growth through scalable lending features, collaborating with Commercial, Risk, and Product teams to refine policies and strengthen underwriting for regional expansion.