Lead Software Engineer: Java & AI for Payments

JPMorgan Chase & Co.; City Of London; On-site; GBP 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. in City of London, United Kingdom, is seeking a Lead Software Engineer for the Payments team. You will develop high-performance, low-latency, cloud-based payment flows end-to-end, from requirements to production support.

You will lead architectural decisions, guide engineers, and drive secure, scalable delivery with AI-assisted engineering practices. This role emphasizes operational stability in a rapidly expanding payments platform.

Qualifications

• Hands-on coding in a modern language stack (Java) with a focus on performance and reliability.
• Experience integrating AI-assisted engineering practices and secure handling of data.

Responsibilities

• Execute creative software solutions, design, development, and debugging
• Develop secure, production-grade code and review peers' work
• Drive AI-assisted engineering adoption to improve quality, speed, and outcomes
• Establish validation standards: secure coding, peer review, automated tests
• Promote reuse of patterns across the team
• Apply SDLC tooling and automation within engineering workflows
• Lead design reviews and assess architectural credentials
• Lead communities of practice on new technologies
• Foster a culture of diversity, inclusion and respect

Skills

Java

AI concepts

CI/CD

Cloud-native

Secure coding

Architectural design

Leadership

Agile

Troubleshooting

Job description

JPMorgan Chase & Co. in City of London, United Kingdom, is seeking a Lead Software Engineer for the Payments team. You will develop high-performance, low-latency, cloud-based payment flows end-to-end, from requirements to production support.

You will lead architectural decisions, guide engineers, and drive secure, scalable delivery with AI-assisted engineering practices. This role emphasizes operational stability in a rapidly expanding payments platform.