Lead Software Engineer - Java & AI

Next Frontier Capital; Glasgow; On-site; GBP 120,000 - 160,000; Full time

Job summary

JPMorganChase is seeking a Lead Software Engineer in the Payments team to develop high-performance, low-latency, cloud-based payment solutions end-to-end, from requirements through production support. In an agile environment, you will contribute across multiple technical areas and drive innovation and operational stability.

This role emphasizes AI-driven development, secure production code, and collaboration with internal teams.

Qualifications

• Hands-on coding with a proven track record.
• Experience using AI to enhance development.
• Delivery of system design, development, testing and operations.
• Proficiency in SDLC and modern CI/CD practices.
• Cloud-native experience in financial services context.

Responsibilities

• Design, develop, troubleshoot innovative software solutions.
• Deliver secure, production-ready code and perform reviews.
• Apply AI to improve development and automation across projects.
• Identify and automate remediation of recurring issues.
• Lead architectural evaluations with internal teams.
• Foster communities of practice and adoption of new technologies.
• Promote diversity, inclusion, and respectful teamwork.

Skills

Coding experience

AI in development

System design

Java proficiency

Automation & CD

SDLC expertise

CI/CD & Security

Cloud/AI/ML knowledge

Financial services domain

Cloud-native experience

Job description

Job Summary:

As a Lead Software Engineer in the Payments team, you will develop technical solutions for a fully cloud-based payments application, focusing on high performance and low latency. You will build new payment flows end to end, from understanding business requirements to coding and supporting solutions in production. In this agile team, you will enhance, build, and deliver trusted technology products, contributing across multiple technical areas to support the firm’s objectives. Your role is central to driving innovation and operational stability in a rapidly expanding business.

Job Responsibilities:

• Execute creative software solutions, design, development, and technical troubleshooting
• Develop secure, high-quality production code and review and debug code written by others
• Leverage AI extensively, from code analysis to automating end-to-end development
• Identify opportunities to eliminate or automate remediation of recurring issues
• Lead evaluation sessions with internal teams to assess architectural designs and technical credentials
• Lead communities of practice across Software Engineering to promote new and leading-edge technologies
• Contribute to a team culture of diversity, opportunity, inclusion, and respect

Required Qualifications, Capabilities, and Skills:

• Hands-on coding experience with a proven track record for success
• Experience leveraging AI to enhance all areas of development
• Practical experience delivering system design, application development, testing, and operational stability
• Advanced proficiency in one or more programming languages, ideally Java
• Proficiency in automation and continuous delivery methods
• Proficient in all aspects of the Software Development Life Cycle
• Advanced understanding of agile methodologies, including CI/CD, Application Resiliency, and Security
• Demonstrated proficiency in software applications and technical processes within a technical discipline (such as cloud, artificial intelligence, machine learning, or mobile)
• Knowledge of the financial services industry and IT systems
• Practical cloud-native experience

Preferred Qualifications, Capabilities, and Skills:

• Hands-on AI experience with coding and understanding core concepts
• Ability to self-drive delivery and take ownership end to end

Why Join Us?

You will be part of a dynamic team that values innovation, inclusion, and respect. We offer opportunities to grow your career, work on mission-critical systems, and make a direct impact on the firm’s global payments business. Your passion for technology and AI will help shape the future of payments at JPMorganChase.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Drive innovation by developing high-performance, AI-powered payment solutions in a fast-growing, mission-critical environment.