KYB Compliance Analyst — Fintech & Payments

Peratera (New Zealand) Limited; Greater London; On-site; GBP 42,000 - 66,000; Full time

Benefits offered by this job

Central London office in St James's

Competitive compensation

Exposure to international fintech/com/

Job summary

Peratera is a UK-based fintech. We are seeking an experienced Compliance Analyst to support our Compliance team with a primary focus on KYB onboarding and ongoing customer reviews.

You will assess corporate customers, analyze ownership structures, and help identify financial crime risks across international clients. You will work with international fintech, payments, EMI and FX customers and collaborate with Compliance, Operations and Commercial teams to resolve onboarding queries efficiently

Qualifications

• 3–4 years' experience in KYC/KYB or financial crime compliance.
• Experience within EMI, payment institution, fintech, FX or banking environments.
• Good understanding of AML/CTF, sanctions, PEPs, UBO identification and corporate structures.
• Ability to analyse information independently and clearly document compliance decisions.

Responsibilities

• Conduct end-to-end KYB onboarding and due diligence for corporate customers.
• Review ownership structures, UBOs, directors and associated parties.
• Assess customers in fintech, payments, FX, financial services and other higher-risk sectors.
• Complete customer risk assessments and identify when EDD is required.
• Review source of funds/ source of wealth and expected activity where appropriate.
• Conduct PEP, sanctions and adverse-media screening and escalate concerns.
• Prepare onboarding summaries and recommendations for Compliance approval.
• Support periodic and trigger-based reviews of existing customers.
• Assist with transaction monitoring alerts, investigations and escalation of unusual activity.
• Work with Compliance, Operations and Commercial teams to resolve onboarding queries.
• Maintain accurate compliance records and ensure onboarding files meet standards.

Skills

KYC/KYB onboarding

AML/CTF

Due diligence

Regulatory decisions

Education

ACAMS / ICA or similar

Tools

ComplyAdvantage

Dow Jones

World-Check

Job description

Peratera is a UK-based fintech. We are seeking an experienced Compliance Analyst to support our Compliance team with a primary focus on KYB onboarding and ongoing customer reviews.

You will assess corporate customers, analyze ownership structures, and help identify financial crime risks across international clients. You will work with international fintech, payments, EMI and FX customers and collaborate with Compliance, Operations and Commercial teams to resolve onboarding queries efficiently