Hybrid Underwriting & Risk Coordinator | Fintech

UNIPaaS Payments Technologies Ltd.; Greater London; Hybrid; GBP 42,000 - 54,000; Full time

Benefits offered by this job

Hybrid working

UK growth company exposure

Collaboration with leading payment-pro

Career progression opportunities

Job summary

UNIPaaS Payments Technologies Ltd. in London is seeking an Underwriting Coordinator to join the Risk & Compliance team. This role centers on merchant onboarding and ongoing monitoring to ensure compliance with risk appetite, regulatory obligations and acquirer requirements.

You will perform KYC, AML, sanctions screening, PEP reviews and adverse media checks, review ownership structures, and support risk assessments. Close collaboration with internal teams and external partners is essential.

Qualifications

• Minimum of two years in the payments industry, fintech or embedded payments.
• Understanding of merchant onboarding and ongoing monitoring.
• Knowledge of KYC, AML, sanctions screening, PEP reviews, fraud, and chargebacks.
• Understanding of business models and their risk exposure.
• Strong analytical, investigative, and critical-thinking skills.
• Excellent written and verbal communication skills.
• Diligent and thorough approach to reviewing cases.
• Strong organisational skills and ability to prioritise in a fast-paced environment.
• Ability to learn and adapt to new systems and technology.
• Team-oriented mindset and interest in Unipaas's growth.
• A degree is beneficial but not essential.

Responsibilities

• Support the end-to-end merchant onboarding process, including document collection, verification, and risk assessment.
• Conduct KYC and Enhanced Due Diligence checks on merchants, directors, and UBOs.
• Perform sanctions, PEP, and adverse media screening.
• Review merchant business models, ownership structures, risk categories, and payment flows.
• Liaise with acquirers and banking partners to resolve onboarding queries and escalated cases.
• Support transaction limit reviews, financial assessments, and credit risk analysis.
• Carry out ongoing monitoring, including periodic reviews, transaction monitoring, and chargeback and fraud analysis.
• Maintain accurate records, audit trails, and supporting documentation.
• Escalate suspicious activity and unusual cases to the Compliance team.
• Support improvements to underwriting workflows, policies, and internal tools.

Skills

KYC & AML knowledge

Fraud & chargebacks understanding

Analytical reasoning

Attention to detail

Communication skills

Organisational skills

Team collaboration

Education

Degree in a relevant field?

Job description

UNIPaaS Payments Technologies Ltd. in London is seeking an Underwriting Coordinator to join the Risk & Compliance team. This role centers on merchant onboarding and ongoing monitoring to ensure compliance with risk appetite, regulatory obligations and acquirer requirements.

You will perform KYC, AML, sanctions screening, PEP reviews and adverse media checks, review ownership structures, and support risk assessments. Close collaboration with internal teams and external partners is essential.