Hybrid Second-Charge Mortgage Underwriter | CeMAP Path

Fintelligent Search Ltd; Manchester; Hybride; GBP 33 000 - 49 000; Plein temps

Avantages offerts par ce poste

Hybrid working

CeMAP funding

Career progression

Healthcare cash plan

Pension matching up to 5%

Résumé du poste

Fintelligent Search Ltd in Manchester is seeking a Second Charge Mortgage Underwriter to manage applications from initial review to lending decision. You will balance commercial judgement with fair customer outcomes within a collaborative team that values quality, pace and detail.

The role offers £32,500 basic salary with an achievable bonus (top performers up to £1.4k per month), hybrid working, and CeMAP funding to support your Mortgage Advice pathway.

Qualifications

• At least 12 months' experience assessing, processing or underwriting loan applications.
• Experience within mortgages, secured lending, consumer finance or a related financial-services environment.
• Ability to manage high application volumes while maintaining quality and accuracy.
• Strong attention to detail and excellent data-entry skills.
• Clear communication skills, both written and verbal.

Responsabilités

• Review and underwrite second charge mortgage applications in line with lending policy and regulatory requirements.
• Assess customer circumstances and supporting evidence to make fair, accurate lending decisions.
• Verify application documentation and request additional information where required.
• Maintain precise and up-to-date customer records throughout the underwriting process.
• Communicate clearly and professionally with customers, brokers and internal stakeholders.
• Manage a busy pipeline while maintaining excellent quality and service standards.
• Consistently achieve agreed KPIs, productivity and quality targets.

Description du poste

Fintelligent Search Ltd in Manchester is seeking a Second Charge Mortgage Underwriter to manage applications from initial review to lending decision. You will balance commercial judgement with fair customer outcomes within a collaborative team that values quality, pace and detail.

The role offers £32,500 basic salary with an achievable bonus (top performers up to £1.4k per month), hybrid working, and CeMAP funding to support your Mortgage Advice pathway.