Hybrid Corporate Credit Analyst – Underwriting & Risk

Lloyd Recruitment - Epsom; Epsom; Hybrid; GBP 55,000 - 90,000; Full time

Benefits offered by this job

Pension

Car schemes

Income protection

Holiday

Job summary

Lloyd Recruitment - Epsom is seeking a Corporate Credit Analyst to join an established financial services team on a 12-month fixed term contract with hybrid working (2 days in office, 3 from home).

You will carry out detailed financial analysis, underwriting for corporate clients, and support lending decisions across the group, using Excel, Power BI and other data tools. The role emphasizes risk assessment, governance and proactive process improvement.

Qualifications

• Previous experience of financial analysis and underwriting for corporate customers
• Strong MS Excel skills (VLOOKUP, XLOOKUP, PivotTables)
• Understanding of governance, risk management and appropriate controls

Responsibilities

• Carrying out detailed financial analysis and prepare credit reviews and lending recommendations.
• Review and assess underwriting submissions within delegated authority.
• Analyse MI to identify early warning signals, risk indicators and adverse trends.
• Recommend appropriate review frequencies and stock audit controls.
• Review financial information and escalate concerns where appropriate.
• Ensure relevant processes comply with SOX, Anti-Money Laundering and GDPR requirements.
• Provide guidance and expertise on credit, financial analysis, underwriting and facility approval to colleagues across the business.
• Support the management of funding facilities, current accounts, term loans and mortgages.

Skills

Credit analysis

Underwriting

Excel

XLOOKUP

VLOOKUP

PivotTables

Macros

Power BI

PowerPoint

Tools

Excel

Power BI

PowerPoint

Macros

Job description

Lloyd Recruitment - Epsom is seeking a Corporate Credit Analyst to join an established financial services team on a 12-month fixed term contract with hybrid working (2 days in office, 3 from home).

You will carry out detailed financial analysis, underwriting for corporate clients, and support lending decisions across the group, using Excel, Power BI and other data tools. The role emphasizes risk assessment, governance and proactive process improvement.