Corporate Credit Analyst

Lloyd Recruitment; Epsom; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Pension

Car scheme

Income protection

Gym

Restaurant

Social club

25 days holiday

Job summary

Lloyd Recruitment is seeking a Corporate Credit Analyst for a market-leading, international brand near Epsom. The role covers financial analysis and underwriting for lending across the group, with funding requests from £250k to £250m.

You will assess risks, drive lending recommendations, ensure SOX/AML/GDPR compliance, and support facilities, accounts and mortgages. Hybrid work to follow after 1 month, with a 12-month FTC.

Qualifications

• Previous experience of financial analysis and underwriting for corporate customers
• Strong Microsoft Excel skills, including: VLOOKUPs, XLOOKUPs, PivotTables, Macros
• Basic PowerPoint and Power BI skills.

Responsibilities

• Carrying out detailed financial analysis and prepare credit reviews and lending recommendations.
• Review and assess underwriting submissions within delegated authority.
• Analyse MI to identify early warning signals, risk indicators and adverse trends.
• Recommend appropriate review frequencies and stock audit controls.
• Review financial information and elevate concerns where appropriate.
• Ensure relevant processes comply with SOX, Anti-Money Laundering and GDPR requirements.
• Provide guidance and expertise on credit, financial analysis, underwriting and facility approval to colleagues across the business.
• Support the management of funding facilities, current accounts, term loans and mortgages.

Skills

Excel

Data analysis

Underwriting

Problem solving

Governance

Risk management

Attention to detail

Financial analysis

Tools

Power BI

Macros

PowerPoint

Job description

Corporate Credit Analyst

• Initially being offered as a 12-month Fixed Term Contract
• After 1 month of bedding into the role and team, they offer Hybrid working (2 office/3 WFH)
• Pension – upto 6% employee / 15% employer contribution
• Individual and family car schemes
• Group Income Protection
• 25 days holiday + bank holidays
• Impressive Eco HO on outskirts of Epsom, with onsite parking, restaurant, gym, active sports and social club.

Newly created opportunity with market leading, instantly recognised international brand name.

We are seeking a credit professional with knowledge of corporate financial analysis and underwriting to join this leading local employer.

This position will be a key role in the lending decisions across the group, with funding requests ranging from £250k-250m. Carrying out financial performance analysis, identifying potential risks, providing guidelines and recommendations to substantiate or decline sound lending decisions, and ensure sustainable business growth.

Taking into account the above points, we are therefore seeking someone who can combine strong analytical skills with sound commercial judgement.

Some of the key responsibilities will include:

• Carrying out detailed financial analysis and prepare credit reviews and lending recommendations.
• Review and assess underwriting submissions within delegated authority.
• Analyse MI to identify early warning signals, risk indicators and adverse trends.
• Recommend appropriate review frequencies and stock audit controls.
• Review financial information and elevate concerns where appropriate.
• Ensure relevant processes comply with SOX, Anti-Money Laundering and GDPR requirements.
• Provide guidance and expertise on credit, financial analysis, underwriting and facility approval to colleagues across the business.
• Support the management of funding facilities, current accounts, term loans and mortgages.

Givens:

• Previous experience of financial analysis and underwriting for corporate customers
• Strong Microsoft Excel skills, including: VLOOKUPs, XLOOKUPs, PivotTables, Macros
• Basic PowerPoint and Power BI skills.
• Strong problem-solving skills and a proactive approach.
• Confidence to constructively challenge existing processes and ways of working.
• An interest in using technology and data tools to improve analysis and decision-making.
• Strong attention to detail and sound judgement.
• An understanding of the importance of governance, risk management and appropriate controls.

Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion.

By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you.

Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.