High‑Risk Credit Operations Analyst

Handelsbanken plc; City Of London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Flexible benefits package

Career development opportunities

Job summary

Handelsbanken plc is seeking an experienced UK Operational High Risk Analyst based in London or Manchester with flexible working options. You will act as SME for high risk management, embedding robust controls and providing data-driven insights to support credit decisions across the branch network.

The role requires excellent regulatory understanding, strong communication, and the ability to influence stakeholders while maintaining a risk-aware, proactive approach to watchlist and impairment

Qualifications

• Excellent understanding of regulatory and best practice expectations within Credit Risk in the UK.
• Strong communication skills, both written and verbal.
• Comfortable challenging and influencing stakeholders.
• Approachable and proactive in the engagement with the business.
• Able to balance the risk and reward and being prepared to make a decision.

Responsibilities

• Act as SMEs; provide oversight for management of high risks owned by the branch network.
• Embed adequate credit instructions, processes and controls for high risk management.
• Work with Branches and Local Credit Teams to understand high risk cases and present MI.
• Identify emerging and thematic risks at local and aggregated portfolios.
• Support regulatory horizon scanning and keep up to date with regulatory requirements on high risk/collections.
• Provide training and guidance to branches on high risk trends to achieve good outcomes.
• Present to the UK Credit Oversight and District Credit Committees.

Skills

Regulatory risk

Stakeholder management

Regulatory horizon scanning

Strong communication

Credit risk expertise

Analytical mindset

Job description

Handelsbanken plc is seeking an experienced UK Operational High Risk Analyst based in London or Manchester with flexible working options. You will act as SME for high risk management, embedding robust controls and providing data-driven insights to support credit decisions across the branch network.

The role requires excellent regulatory understanding, strong communication, and the ability to influence stakeholders while maintaining a risk-aware, proactive approach to watchlist and impairment