Group Credit Manager

JR United Kingdom; Manchester; On-site; GBP 40,000 - 60,000; Full time

Job summary

Join a leading independent builders’ merchant as a Group Credit Manager, overseeing credit control and team management. You will interact with Credit Insurers and manage key financial processes while ensuring efficient company operations. The position is based at our Manchester office, with excellent benefits and a supportive culture aimed at growth and well-being.

Benefits

Profit Share Bonus

Private Medical Insurance

Company pension scheme

Paid holiday plus bank holidays

Life Assurance

Health Cash Plan

Workwear/PPE provided

Employee Assistance Programme

Qualifications

• Prior experience in a busy credit control team is essential.
• Confident in leading a team and self-motivated.
• Excellent communication skills for liaising with stakeholders.

Responsibilities

• Act as the main contact with Credit Insurers and monitor insured limits.
• Organise and lead monthly meetings with senior management.
• Provide management information on collections and bad debts.

Skills

Financial understanding

Problem-solving

Leadership

Communication

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience in a busy credit control team,
• Possess strong financial understanding,
• Be capable of problem-solving,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills for liaising with internal and external stakeholders to ensure the success of the credit function.

Key responsibilities include:

• Act as the main contact with Credit Insurers, monitoring insured limits, submitting claims, and assisting with renewal negotiations.
• Organise and lead monthly meetings with senior management.
• Provide management information on bad debts, debtor days, collections, and ad-hoc reports.
• Manage cash collection for all group companies.
• Ensure departmental systems and protocols are efficient and adhered to.
• Oversee the Credit Control Department and manage the team proactively.
• Handle credit applications, PODs, and major credit decisions.
• Control credit limits and manage litigation and insolvency cases.
• Set and review credit policies and manage credit notes.
• Assess risks for existing and new credit applicants.
• Maintain strong relationships with stakeholders across departments.
• Review sales Terms and Conditions before approval.
• Visit customers and company sites as needed.

Benefits include:

• Profit Share Bonus (dependent on company performance)
• Private Medical Insurance
• Company pension scheme (Salary Sacrifice)
• 23 days’ paid holiday + 8 Bank Holidays, increasing with service
• Life Assurance
• Health Cash Plan (Salary Sacrifice)
• Workwear/PPE provided
• Employee Assistance Programme

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, serving the Midlands and South-East with a wide range of building materials and expert advice. We are committed to our communities, donating a portion of profits to local charities through the EH Smith Charitable Trust.

Our People

We foster a caring, respectful, and supportive culture, prioritising well-being and growth. We invest in our colleagues’ development, offering opportunities to learn and thrive in an inclusive environment.