Director, Decision Science & Credit Analytics

Secure Trust Bank PLC.; Metropolitan Borough of Solihull; Hybrid; GBP 120,000 - 190,000; Full time

Job summary

Secure Trust Bank PLC in the United Kingdom is seeking a Head of Decision Science to build and lead a modern capability that blends credit expertise, analytics, and automation to improve responsible lending decisions and sustainable growth.

You will own scorecards, affordability models and predictive analytics, lead a high-performing team, and partner with Technology and Data to translate complex analytics into practical, strategic recommendations for senior stakeholders.

Qualifications

• Experience in credit risk modelling within consumer lending.
• Ability to lead a senior analytics team and translate insights into business actions.
• Strong knowledge of model governance, monitoring and validation.

Responsibilities

• Define Decision Science strategy and technical direction.
• Develop and enhance scorecards, affordability and predictive models.
• Modernise analytics environment with automation and tooling.
• Collaborate with Technology, Data and business units to drive commercial decisions.
• Build and nurture a high-performing team with a focus on capability building.

Skills

Credit risk modelling

Decision Science

Leadership

Commercial judgement

Stakeholder management

Communication

Problem solving

Education

Degree in Mathematics/Statistics/OR/Data Science

Quantitative discipline

Tools

Python

SQL

Job description

Secure Trust Bank PLC in the United Kingdom is seeking a Head of Decision Science to build and lead a modern capability that blends credit expertise, analytics, and automation to improve responsible lending decisions and sustainable growth.

You will own scorecards, affordability models and predictive analytics, lead a high-performing team, and partner with Technology and Data to translate complex analytics into practical, strategic recommendations for senior stakeholders.