Senior Credit Strategy Lead – Data-Driven Lending

Secure Trust Bank PLC.; Blossomfield; Hybrid; GBP 56,000 - 68,000; Full time

Benefits offered by this job

Discretionary bonus

Matched pension

25 days annual leave

Wellbeing hour

Private healthcare

Life assurance

Volunteer days

Career progression

Job summary

Secure Trust Bank is seeking a Senior Credit Strategy Analyst to shape lending decisions across Consumer Finance portfolios. You will own credit strategies, analyse portfolio performance and collaborate with Decision Scientists to optimise model outcomes.

This hands-on role focuses on strategy development and data-driven improvement of credit propositions, with the opportunity to influence risk and growth in a regulated environment.

Qualifications

• Degree (or equivalent) in Mathematics, Statistics, Economics, Data Science, CS, Engineering or another quantitative field.
• Experience in Credit Risk Strategy, Portfolio Analytics or Decision Science.
• Experience developing and optimising credit strategies in consumer lending.

Responsibilities

• Own, develop and optimise credit risk strategies across the customer lifecycle.
• Lead analytical investigations to identify portfolio trends, risks and opportunities.
• Support optimisation of portfolios through data-driven strategy changes.
• Collaborate with Decision Scientists to understand models and maximise performance.
• Produce high-quality analysis and recommendations for senior stakeholders.

Skills

SQL

Python

SAS

Analytics

Stakeholder communication

Education

Bachelor's degree in a quantitative field

Tools

SQL

Python

Job description

Secure Trust Bank is seeking a Senior Credit Strategy Analyst to shape lending decisions across Consumer Finance portfolios. You will own credit strategies, analyse portfolio performance and collaborate with Decision Scientists to optimise model outcomes.

This hands-on role focuses on strategy development and data-driven improvement of credit propositions, with the opportunity to influence risk and growth in a regulated environment.