Credit Coordinator

Cummins Mellor Recruitment; Blackburn; Hybrid; GBP 26,000 - 32,000; Full time

Benefits offered by this job

Salary starting £29,000

25 days holiday plus bank holidays

Pension

Health assessment

Free parking

Training and development

Long-term career in financial services

Job summary

Cummins Mellor Recruitment is recruiting a Credit Coordinator for a Blackburn-based financial services company. The role focuses on supporting the Credit team with a high volume of SME asset finance proposals, ensuring accurate processing and timely decisions.

You will gather information, manage SLAs, and work with brokers, vendors and customers. Training leads to hybrid working after initial in-office onboarding. A strong attention to detail and organisational skills are essential.

Qualifications

• At least 1 year of experience in a financial environment.
• GCSEs at grades 9-4 (A-C) including Maths and English.

Responsibilities

• Process and assess credit proposals in line with policy and lending criteria.
• Ensure timely, commercially balanced credit decisions and proper documentation.
• Review and sign off credit conditions within delegated authority.
• Liaise with brokers, vendors and customers to provide timely responses and updates.
• Prepare proposals for credit assessment with the Credit Support team.
• Gather mandatory information from customers to support the credit process.

Skills

Organised

Attention to detail

Time management

Communication skills

Team player

Adaptable

Education

GCSEs (Maths & English)

Job description

Blackburn
Full Time Permanent In Office/Hybrid after training

Are you an experienced administrator with a background in finance, credit or financial services?

We're recruiting for a Credit Coordinator to join the Credit team of a successful and growing financial services business. This is a great opportunity for someone with strong attention to detail and excellent organisational skills who is looking to develop their career within the asset finance industry.

You'll play an important role in supporting the Credit function, helping to ensure proposals are processed efficiently and accurately while delivering a high level of service to customers, brokers and suppliers.

The Role

Working as part of the Credit team, you'll be responsible for supporting the assessment and processing of a high volume of SME asset finance proposals.

Your responsibilities will include:

• Processing and assessing credit proposals in line with company policy, lending criteria and risk appetite
• Ensuring credit decisions are timely, commercially balanced and appropriately documented
• Reviewing and signing off credit conditions within your delegated authority, escalating where appropriate
• Managing deal changes and liaising with brokers, vendors and direct customers to provide timely responses
• Working closely with the Credit Support team to prepare proposals for credit assessment
• Gathering mandatory information from customers to support the credit process
• Managing the flow of tasks within the Credit function and ensuring required SLAs are met
• Providing administrative support to the Credit Automation initiative
• Working collaboratively with colleagues across the wider business when required
• Supporting a positive and inclusive team environment

About You

You'll ideally have at least one year's experience working within a financial environment, together with strong administration and organisational skills.

We're looking for someone who is:

• Highly organised with excellent time management and the ability to prioritise effectively
• Extremely detail-focused and accurate
• Confident communicating with people at all levels
• Comfortable working to deadlines and SLAs
• A strong team player who is happy to support colleagues when needed
• Resilient and able to adapt to changing priorities
• Customer focused with a professional approach
• Comfortable taking accountability for their work and decisions

You’ll also need 5 GCSEs at grades 9-4 (A-C), or equivalent, including Maths and English.

Experience within credit, lending, asset finance or financial services would be advantageous, but full training will be provided.

What you'll learn

This role offers an excellent opportunity to develop your knowledge and experience within the asset finance industry, including:

• An understanding of asset finance products and their benefits
• A clear understanding of credit policy and lending criteria
• Knowledge of asset classifications and the supplier approval process
• Experience of working within a busy Credit function
• Further development of your communication, organisation and time management skills
• Opportunities for personal growth and development in line with your career aspirations

What's in it for you?

• Salary starting - £29,000
• 25 days holiday plus bank holidays
• Monday to Friday, 9am-5pm, in office initial then option for hybrid following training.
• Pension and ongoing training
• YUHealth health assessment
• Free parking at a purpose-built office just off the M65
• Full training and development within the role
• The opportunity to build a long-term career within financial services