Business Analyst- Credit Risk

N Consulting Limited; Knutsford; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

A leading company is seeking a highly skilled Business Analyst in Credit Risk & Regulatory Analysis based in Knutsford. The role involves performing credit risk assessments, conducting detailed analyses, and ensuring compliance with various regulatory frameworks. The ideal candidate should have strong experience with Basel III/IV guidelines and a firm grasp on risk data.

Qualifications

• Experience with Basel III/IV regulations and risk data.
• Strong understanding of regulatory frameworks and capital adequacy.
• Experience analyzing large datasets related to risk.

Responsibilities

• Perform detailed credit risk assessments on various asset classes.
• Conduct instrument pricing analysis for traded and non-traded instruments.
• Support regulatory reporting processes and ensure compliance.

Skills

Credit risk management

Instrumentation pricing

Risk Weighted Asset calculations

Regulatory reporting

Data analysis

Job description

Please check this JD,

Job Title: Business Analyst

Location: Knutsford

Work Type: Contract

Work mode – Hybrid (twice a week from office, can and cannot be consecutive day)

Job Summary

We are seeking a highly skilled Credit Risk & Regulatory Analyst with deep expertise in credit risk management, instrument pricing, and Risk Weighted Asset (RWA) calculations.

The ideal candidate will have demonstrable experience working on regulatory projects (e.g., Basel III/IV, PRA, EBA regulations) and a strong understanding of risk data, regulatory reporting, and capital adequacy frameworks.

Key Responsibilities

Perform detailed credit risk assessments and analysis on various asset classes.

Conduct instrument pricing analysis for traded and non-traded instruments.

Calculate and validate Risk Weighted Assets (RWA) across different exposure classes in accordance with Basel III/IV guidelines.

Support regulatory reporting processes and ensure compliance with relevant frameworks (e.g., COREP, FINREP, PRA, EBA).

Collaborate with Risk, Finance, and IT teams to implement changes arising from regulatory requirements.

Support system changes or data model enhancements linked to risk and regulatory reporting projects.

Analyse large datasets to identify risk trends, control weaknesses, and data quality issues.

Draft documentation including business requirements, process maps, gap analyses, and impact assessments.

Act as an SME for regulatory initiatives, supporting both business stakeholders and technical teams.