Business Analyst- Credit Risk

N Consulting Ltd; Knutsford; On-site; GBP 50,000 - 80,000; Full time

Job summary

A leading consulting firm is seeking a skilled Business/Regulatory Analyst to join their team in Knutsford. The successful candidate will have expertise in credit risk management and regulatory compliance, particularly with Basel III/IV guidelines. This hybrid role involves assessing credit risks, conducting pricing analyses, and supporting regulatory reporting processes. The position offers a competitive salary and the opportunity to work on impactful regulatory projects.

Qualifications

• Experience with Basel III/IV regulations.
• Strong understanding of Risk Weighted Asset calculations.
• Demonstrable experience in regulatory projects.

Responsibilities

• Perform detailed credit risk assessments and analysis.
• Conduct instrument pricing analysis for traded and non-traded instruments.
• Support regulatory reporting processes and ensure compliance.

Skills

Credit Risk Management

Regulatory Reporting

Data Analysis

Education

Relevant Degree in Finance or Risk Management

Job description

Job Title: Business/Regulatory Analyst
Location: Knutsford
Work Type: Contract
Work mode - Hybrid (twice a week from office, can and cannot be consecutive day)

Job Summary
We are seeking a highly skilled Credit Risk & Regulatory Analyst with deep expertise in credit risk management, instrument pricing, and Risk Weighted Asset (RWA) calculations.
The ideal candidate will have demonstrable experience working on regulatory projects (e.g., Basel III/IV, PRA, EBA regulations) and a strong understanding of risk data, regulatory reporting, and capital adequacy frameworks.
Key Responsibilities
Perform detailed credit risk assessments and analysis on various asset classes.
Conduct instrument pricing analysis for traded and non-traded instruments.
Calculate and validate Risk Weighted Assets (RWA) across different exposure classes in accordance with Basel III/IV guidelines.
Support regulatory reporting processes and ensure compliance with relevant frameworks (e.g., COREP, FINREP, PRA, EBA).
Collaborate with Risk, Finance, and IT teams to implement changes arising from regulatory requirements.
Support system changes or data model enhancements linked to risk and regulatory reporting projects.
Analyse large datasets to identify risk trends, control weaknesses, and data quality issues.
Draft documentation including business requirements, process maps, gap analyses, and impact assessments.
Act as an SME for regulatory initiatives, supporting both business stakeholders and technical teams.