Bank Partnerships & Growth Manager

Chip – your wealth app; Greater London; On-site; GBP 50,000 - 60,000; Full time

Benefits offered by this job

£50,000 - £60,000 per annum

Discretionary Performance-Related ANNU

Workplace pension scheme - 5% up to £/

Private medical insurance (medical Hx:

Employee Assistance Programme

Cycle to work scheme

Season ticket loan

Free ChipX subscription for UK-based员工

We are an equal-opportunity employer

Flexible working arrangements

28 days holiday plus bank holidays, +

Annual training budget for courses, or

£30 per month Chip Fitness Benefit

Company laptop

Impactful startup experience

Job summary

Chip – your wealth app is seeking a Bank Relationships Manager to own day-to-day relationships with partner banks, report to the VP Commercial, and grow the deposit panel. You’ll coordinate with Treasury and Finance, oversee onboarding, and help shape product terms with banks across the UK fintech landscape.

Key responsibilities include negotiating terms, monitoring funding and liquidity, and maintaining audit-ready records.

Qualifications

• 3+ years' experience in bank relationship management, treasury or deposit partnerships.
• Solid understanding of how banks think about retail deposit funding, pricing and liquidity.
• Experience supporting commercial negotiations and contract discussions.
• Comfort handling onboarding and due diligence processes without losing momentum.
• Clear, credible communication with senior stakeholders at partner banks.
• Willingness to roll up your sleeves in a small, growing team.

Responsibilities

• Act as primary day-to-day contact for each bank on our panel, running regular check-ins, resolving operational issues and escalating where needed.
• Work with Treasury to monitor deposit flows, funding targets and capacity at each bank, flagging early when a bank is approaching its limits or a product is due to mature.
• Support the VP Commercial in commercial negotiations on rates, margins, funding commitments and contract terms, preparing the analysis and materials that go into them.
• Help grow the panel by researching and approaching new banks, building the case for each, and supporting them through to launch.
• Work with banks on improving the products they offer through Chip, feeding in customer and market insight and helping shape new product terms.
• Get hands-on with bank onboarding: due diligence, legal and contractual documentation, account opening, client money acknowledgement letters, and coordinating technical and operational readiness with internal teams.
• Support ongoing oversight of panel banks, including performance against agreed terms and SLAs, periodic due diligence refreshes, financial health monitoring and outsourcing and third‑party risk requirements.
• Keep relationship records, contracts and oversight evidence up to date and audit-ready.
• Help build out the processes and playbooks the team will rely on as it grows.

Skills

Bank relationships

Treasury knowledge

Contract negotiations

Onboarding due diligence

Stakeholder communication

Team collaboration

Job description

Chip – your wealth app is seeking a Bank Relationships Manager to own day-to-day relationships with partner banks, report to the VP Commercial, and grow the deposit panel. You’ll coordinate with Treasury and Finance, oversee onboarding, and help shape product terms with banks across the UK fintech landscape.

Key responsibilities include negotiating terms, monitoring funding and liquidity, and maintaining audit-ready records.